3901 E Ayrlawn Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3901 E Ayrlawn Dr, Saint Joseph, MO 64503

Property Summary

Property TypeSingle Family Home
Details1,344 sqft · built 1937
Lot Size1.46 acres (63,874 sqft)
OwnerCompany Name on File
Last Sale$19,000 (Jan 2016)
Tax Bill$765 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Jul 2020 Mortgage
APN06-9.0-29-001-002-098.000

Property Details

APN / Parcel Number

Primary APN06-9.0-29-001-002-098.000

Interior

Building Area1,344 sqft Base Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Lot Area63,874 sqft (1.46 acres)
Lot Dimensions145 ft deep x 440 ft wide

Location & Zoning

Street Address3901 E AYRLAWN DR
CitySAINT JOSEPH
StateMO
Zip64503-3504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:AYRLAWN LOT:67 BLK:LGL DESC:M/L ALL L67 & 68 & ALL L69 BEG SW COR L66 TH E145' TO SE COR L66 TH SLY ALG HWY 229 367.54 TH N ALG E AYRLAWN 440.51' TO POBOB
Legal SubdivisionAYRLAWN
Legal Lot Number67
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2000
Census Tract2100

Owner

Source: Buchanan County records · APN 06-9.0-29-001-002-098.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address298 KAYS POINT RD, LAKE OZARK, MO 65049-4737
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed of Trust, Mortgage · Line of Credit
EXCHANGE BANK & TRUST CO
Jul 01, 2020Deed of Trust, Mortgage
EXCHANGE BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2016 · Amount on Record
Deed SaleJan 21, 2016 · Amount on Record
Deed Document Number2016563
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3901 E AYRLAWN DR, SAINT JOSEPH, MO 64503-3504
Transaction TypeMortgage
Record UpdatedOct 20, 2021
Title CompanyST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address298 KAYS POINT RD, LAKE OZARK, MO 65049-4737

Mortgage

Document Number3768/116
DateOct 01, 2021
Book Page3768/116
Instrument2021010814
Lender
NameEXCHANGE BANK & TRUST CO
TypeBank
AddressRUSHVILLE, MO 64484
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address3901 E AYRLAWN DR, SAINT JOSEPH, MO 64503-3504
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyST JOSEPH TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3750/313
DateJul 01, 2020
Book Page3750/313
Instrument2020005469
Lender
NameEXCHANGE BANK & TRUST CO
TypeBank
AddressRUSHVILLE, MO 64484
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$765.00 (+0.13%)$10,660 (+6.07%) Land $1,900 Building $8,760$56,100 (+6.09%) Land $10,000 Building $46,100
2024$764.00 (+15.58%)
2023$661.00 (-0.6%)$10,050 (-) Land $1,900 Building $8,150$52,880 (-) Land $10,000 Building $42,880
2022$665.00$10,050 Land $1,900 Building $8,150
2021$52,880 Land $10,000 Building $42,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
United Electric Cooperative
Fiber
1,000 / 1,000
Optimum Communications
Cable
940 / 35
Mercury Broadband
Fixed Wireless
150 / 20

May also be available: Verizon.

Based on FCC filings for 182 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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