3816 E Ayrlawn Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3816 E Ayrlawn Dr, Saint Joseph, MO 64503 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1922
Lot Size	0.669 acres (29,154 sqft)
Owner	2 Individual Names on File
Last Sale	$153,713 (Aug 2026)
Tax Bill	$842 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
APN	`06-9.0-29-001-002-093.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-29-001-002-093.000`

Interior

Building Area	1,200 sqft Base Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	29,154 sqft (0.669 acres)
Lot Dimensions	226 ft deep x 128 ft wide

Location & Zoning

Street Address	3816 E AYRLAWN DR
City	SAINT JOSEPH
State	MO
Zip	64503-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:AYRLAWN LOT:55 BLK:LGL DESC:E 150' BEG NE COR OF LOT 55 TH W 146.6' TH S 100' TH E 226.7' TH N 128.6' TO POB
Legal Subdivision	AYRLAWN
Legal Lot Number	55
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2001
Census Tract	2100

Owner

Source: Buchanan County records · APN 06-9.0-29-001-002-093.000

Assessment roll updated November 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3816 E AYRLAWN DR, SAINT JOSEPH, MO 64503-3503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2026 · Amount on Record
Deed Sale	Aug 06, 2026 · Amount on Record
Deed Document Number	20266461
Deed Book / Page	3821 / 207
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 06, 2026
Property Address	3816 E AYRLAWN DR, SAINT JOSEPH, MO 64503-3503
Document Number	0000006461
Book / Page	3821 / 207
Instrument Date	Aug 05, 2026
Instrument	20266461
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 E AYRLAWN DR, SAINT JOSEPH, MO 64503-3503

Mortgage

Document Number	0000006462,
Date	Aug 06, 2026
Instrument	20266462

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2056

Interest

Rate	6.49%
Max Rate	-1%

Mortgage

Document Number	0000006463,
Date	Aug 06, 2026
Book Page	3821/209
Instrument	20266463

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 01, 2036

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$842.00	$11,790 (+6.6%) Land $1,330 Building $10,460	$62,040 (+6.6%) Land $7,000 Building $55,040
2024	$842.00 (+16.46%)
2023	$723.00 (-0.69%)	$11,060 (-) Land $1,330 Building $9,730	$58,200 (-) Land $7,000 Building $51,200
2022	$728.00	$11,060 Land $1,330 Building $9,730
2021			$58,200 Land $7,000 Building $51,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
United Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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