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3900 S 45th St E, Muskogee, OK 74403 Property Records

Muskogee County property record for 3900 S 45th St E, Muskogee, OK 74403

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,059 sqft · built 2001
Lot Size41.9 acres (1,829,476 sqft)
Owner2 Individual Names on File
Last Sale$36,000 (Aug 1994)
Tax Bill$1,974 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Sep 2018 Transfer
Flood ZoneZone X (minimal risk)
APN0000-09-14N-19E-3-134-06

Property Details

APN / Parcel Number

Primary APN0000-09-14N-19E-3-134-06
Alternative APNs
  • 0010013406
  • 510029272

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,059 sqft Living Area
1st Floor Area2,059 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area1,829,476 sqft (41.9 acres)
Garage TypeAttached
Garage Area600 sqft

Exterior Amenities

PorchPorch
Porch Area68 sqft
Patio Area68 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number510029272
Street Address3900 S 45TH ST E
CityMUSKOGEE
StateOK
Zip74403-5341
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionT14N R19E S09 PT N/2 SW BEG SW/C N/2 N88E 2629.09 TO SE/C N/2 SW N01W 990 S88W 1704 S01E 930 S88W 925.19 S01E 60 TO POB
Legal Range19E
Legal Township14N
Legal Section09
JurisdictionMUSKOGEE OK
Township / Civil DivisionMUSKOGEE
Census Block Group1
Census Block1049
Census Tract1302

Owner

3900 S 45th St E, a rural home, is owned and occupied by two individuals who acquired it in September 2018.

Source: Muskogee County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3900 S 45TH ST E, MUSKOGEE, OK 74403-5341
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF OK
Sep 27, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 1994 · Amount on File
Deed SaleAug 4, 1994 · Amount on File
Prior SaleMay 3, 1994
Deed Book / Page2278 / 183
Last Transfer DateSep 26, 2018
Transfer Doc0000010623
Record UpdatedOct 29, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKOGEE OK
Property Address3900 S 45TH ST E, MUSKOGEE, OK 74403-5341
Document Number0000013380
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedDec 17, 2018
Title CompanyBUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3900 S 45TH ST E MUSKOGEE OK 744035341, MUSKOGEE, OK 74403-5341

Mortgage

Document Number0000013380
DateDec 6, 2018
Book Page004618/000741
Instrument13380
Lender
NameBANK OF OK
TypeBank
AddressTULSA, OK 74101-2864
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueDec 5, 2033
Interest
Rate TypeAdjustable Rate

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMUSKOGEE OK
Recording DateSep 27, 2018
Property Address3900 S 45TH ST E, MUSKOGEE, OK 74403-5341
Document Number0000010623
Book / Page004610 / 000544
Instrument DateSep 26, 2018
Instrument10623
Transaction TypeTransfer
Record UpdatedOct 9, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3900 S 45TH ST E MUSKOGEE OK 744035341, MUSKOGEE, OK 74403-5341

Tax Assessment & Valuation

The 2025 property tax bill for 3900 S 45th St E was $1,974 with a homeowner's exemption, up 1.4% from the year before.

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMuskogee County
Unified School DistrictMuskogee Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,485 (+6.94%) Land $1,064 Building $18,421$177,138 Land $9,673 Building $167,465
2025$1,974.00 (+1.39%) Homeowner's exemption$18,220 (-) Land $1,003 Building $17,217
2024$1,947.00 (+15.28%) Homeowner's exemption$18,220 (-) Land $1,003 Building $17,217$241,969 (-4.16%) Land $22,610 Building $219,359
2023$1,689.00 Homeowner's exemption$18,220 Land $992 Building $17,228$252,477 Land $22,610 Building $229,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3900 S 45th St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimMay 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 S 45th St E is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 40% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUSKOGEE CO. RWD #5
serves 4,135 people · EPA ID OK3005107
Water SourcePurchased surface water from MUSKOGEE MUNICIPAL AUTHORITY
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ecoLink
Fiber		1,000 / 1,000
Cross Wireless
Fiber		1,000 / 500
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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