3811 S 45th St E, Muskogee, OK 74403 Property Records

Muskogee County property record for 3811 S 45th St E, Muskogee, OK 74403

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 3,032 sqft · built 1980
Lot Size	29.9 acres (1,306,756 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Jul 2026)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Jul 2026 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-08-14N-19E-4-131-08`

Property Details

APN / Parcel Number

Primary APN	`0000-08-14N-19E-4-131-08`
Alternative APNs	`0010013108` `510029222`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,032 sqft Living Area
1st Floor Area	3,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,306,756 sqft (29.9 acres)
Garage Type	Attached
Garage Area	782 sqft

Exterior Amenities

Porch	Porch
Porch Area	368 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510029222
Street Address	3811 S 45TH ST E
City	MUSKOGEE
State	OK
Zip	74403-5340
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	T14N R19E S08 NE SE E37AC LESS S250.75
Legal Range	19E
Legal Township	14N
Legal Section	08
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1015
Census Tract	1302

Owner

Source: Muskogee County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3811 S 45TH ST E, MUSKOGEE, OK 74403-5340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer ELITE TITLE COMPANY INC, ELITE TITLE SERVICES
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Jul 28, 2025	Deed of Trust, Mortgage · Line of Credit TULSA TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	20267545
Deed Book / Page	5031 / 269
Prior Transfer Date	May 22, 2015
Prior Transfer Doc	0000006143
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Jul 13, 2026
Property Address	3811 S 45TH ST E, MUSKOGEE, OK 74403-5340
Document Number	0000007545
Book / Page	5031 / 269
Instrument Date	Jul 1, 2026
Instrument	20267545
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$84,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3811 S 45TH ST E, MUSKOGEE, OK 74403-5340

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	3811 S 45TH ST E, MUSKOGEE, OK 74403-5340
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006524
Date	May 28, 2021
Book Page	4742/748
Instrument	2021-006524

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	3811 S 45TH ST E, MUSKOGEE, OK 74403-5340
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007826
Date	Jul 28, 2025
Book Page	4970/271
Instrument	2025-007826

Lender

Name	TULSA TEACHERS CU
Type	Credit Union
Address	TULSA, OK 74133

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Unified School District	Muskogee Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,937 (+6.09%) Land $740 Building $19,197	$181,241 (-27.95%) Land $6,726 Building $174,515
2025	$2,023.00 (+0.75%) Homeowner's exemption	$18,792 (-) Land $697 Building $18,095
2024	$2,008.00 (+15.07%) Homeowner's exemption	$18,792 (-) Land $697 Building $18,095	$251,563 (-1.8%) Land $18,772 Building $232,791
2023	$1,745.00 Homeowner's exemption	$18,792 Land $693 Building $18,099	$256,184 Land $18,772 Building $237,412

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 48% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE CO. RWD #5 serves 4,135 people · EPA ID OK3005107
Water Source	Purchased surface water from MUSKOGEE MUNICIPAL AUTHORITY
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Cross Wireless.

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