3900 Gerald St, Monroe, LA 71203 Property Records

Ouachita Parish property record for 3900 Gerald St, Monroe, LA 71203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1950
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on File
Last Sale	$62,500 (Dec 2021)
Tax Bill	$106 (2025)
Deeds & Mortgages	Mar 2013 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`36701`

Property Details

APN / Parcel Number

Primary APN	`36701`
Alternative APN	`176367`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	800 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,055 sqft (0.139 acres)

Location & Zoning

Street Address	3900 GERALD ST
City	MONROE
State	LA
Zip	71203-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 SQ 39 UNIT 4 SHERROUSE PARK ADDN
Legal Range	04
Legal Township	18
Legal Section	41
Legal Subdivision	SHERROUSE PARK ADDN UNIT 04
Legal Lot Number	6
Legal Unit	4
Jurisdiction	OUACHITA LA
Township / Civil Division	D
Census Block Group	2
Census Block	2010
Census Tract	402

Owner

Source: Ouachita Parish records, as of February 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3900 GERALD ST, MONROE, LA 71203-4422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2013	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK
Dec 30, 2021	Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Nov 30, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Deed Document Number	20211843663
Deed Book / Page	2684 / 563
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	002681/315
Record Updated	Sep 20, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	3900 GERALD ST, MONROE, LA 71203-4422
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003135/313
Date	Mar 28, 2013
Book Page	3135/313
Instrument	1624626

Lender

Name	COMMUNITY TRUST BANK
Address	RUSTON, LA 71270

Agreement

Type	Line of Credit

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Dec 30, 2021
Property Address	3900 GERALD ST, MONROE, LA 71203-4422
Document Number	002684/563
Book / Page	2684 / 563
Instrument Date	Dec 29, 2021
Instrument	1843663
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 GERALD ST, MONROE, LA 71203-4422

Mortgage

Document Number	0004106292
Date	Dec 30, 2021
Instrument	4106/292

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OUACHITA LA
Recording Date	Nov 30, 2021
Property Address	3900 GERALD ST, MONROE, LA 71203-4422
Document Number	002681/315
Book / Page	2681 / 315
Instrument Date	Nov 23, 2021
Instrument	1841397
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 MAYWOOD DR, MONROE, LA 71201-4511

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Municipality	Monroe City
Unified School District	Monroe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$106.00	$3,651 (-) Land $548 Building $3,103	$36,505 (-) Land $5,480 Building $31,025
2024	$106.00 (-1.85%)	$3,651 (-) Land $548 Building $3,103	$36,505 (-) Land $5,480 Building $31,025
2023	$108.00 (-80.82%)	$3,651 (-) Land $548 Building $3,103	$36,505 (-) Land $5,480 Building $31,025
2022	$563.00	$3,651 Land $548 Building $3,103	$36,505 Land $5,480 Building $31,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	38 (1978–2023)
Claims Outside the SFHA	6 of 38
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 14 claims Hurricane Gustav, Sep 2008 · 3 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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