3815 Gerald St, Monroe, LA 71203 Property Records

Ouachita Parish property record for 3815 Gerald St, Monroe, LA 71203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1950
Owner	Individual Name on File
Last Sale	$4,995,000 (May 2017)
Tax Bill	$498 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`56427`

Property Details

APN / Parcel Number

Primary APN	`56427`
Alternative APN	`261077`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	988 sqft

Exterior

Year Built	Built 1950

Location & Zoning

Account Number	261077
Street Address	3815 GERALD ST
City	MONROE
State	LA
Zip	71203-4419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 & E 10 FT LOT 26 SQ 25 UNIT 3 SHERROUSE PARK ADDN
Legal Range	04E
Legal Township	18N
Legal Section	41
Legal Subdivision	SHERROUSE PARK ADDN UNIT 03
Legal Block	25
Legal Lot Number	25
Legal Unit	3
Jurisdiction	OUACHITA LA
Township / Civil Division	D
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

3815 Gerald St is owned by an individual who bought it in May 2017.

Source: Ouachita Parish records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1000 N POINTE PL, BENTON, LA 71006-8803
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
May 8, 2017	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Deed Document Number	1728392
Deed Book / Page	2506 / 497
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	3815 GERALD ST, MONROE, LA 71203-4419
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3566/298
Date	May 8, 2017
Book Page	3566/298
Instrument	1728393

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2042

May 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	May 8, 2017
Property Address	3815 GERALD ST, MONROE, LA 71203-4419
Document Number	2506/497
Book / Page	2506 / 497
Map Reference	MB 4 PG 53
Instrument Date	May 5, 2017
Instrument	1728392
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 MAYWOOD DR, 2105, MONROE, LA 71201-4511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 N POINTE PL, BENTON, LA 71006-8803

Tax Assessment & Valuation

The 2025 property tax bill for 3815 Gerald St was $498.

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Municipality	Monroe City
Unified School District	Monroe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$498.00	$4,500 (-) Land $675 Building $3,825	$45,000 (-) Land $6,750 Building $38,250
2024	$498.00 (-0.99%)	$4,500 (-) Land $675 Building $3,825	$45,000 (-) Land $6,750 Building $38,250
2023	$503.00 (+5.67%)	$4,500 (-) Land $675 Building $3,825	$45,000 (-) Land $6,750 Building $38,250
2022	$476.00	$4,500 Land $675 Building $3,825	$45,000 Land $6,750 Building $38,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3815 Gerald St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	38 (1978–2023)
Claims Outside the SFHA	6 of 38
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 14 claims Hurricane Gustav, Sep 2008 · 3 claims Severe Storms, Tornadoes & Flooding, Apr 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3815 Gerald St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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