3900 Gardner Rd, Parma, MI 49269 Property Records

Jackson County property record for 3900 Gardner Rd, Parma, MI 49269 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	1,352 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Garage	624 sqft
Occupancy	Owner Occupied
Tax Bill	$2,589.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`000-07-21-126-001-02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,352 sqft Living Area
1st Floor	1,352 sqft 1st Floor
Basement Area	1,352 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Area	624 sqft Garage
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3900 GARDNER RD
City	PARMA
State	MI
Zip	49269-9300
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG AT N 1/4 POST OF SEC 21 TH S 00DEG 13'20''E 785.42 FT TO A PT FOR PL OF BEG OF THIS DESCN TH S 89DEG 46'40''W 290.40 FT
Legal Range	02W
Legal Township	02S
Legal Section	21
Jurisdiction	JACKSON MI
Minor Civil Division	SANDSTONE
Census Blockgroup	2
Census Block	2039
Census Tract	6500

Owner

Source: Jackson County records · APN 000-07-21-126-001-02

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3900 GARDNER RD, PARMA, MI 49269-9300
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	3900 GARDNER RD, PARMA, MI 49269-9300
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 GARDNER RD, PARMA, MI 49269-9300

Mortgage

Document Number	0002905120
Date	Jan 28, 2022
Book Page	2204/730
Instrument	2905120

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Sandstone Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,800 (-3.19%)	$333,600 (-3.19%)
2025	$2,589.00 (-29.3%)	$172,300 (+8.91%)	$344,600 (+8.91%)
2024	$3,662.00 (+10.27%)
2023		$158,200	$316,400
2022	$3,321.00

Flood & Wildfire

3900 Gardner Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (26075C), updated May 3, 2010

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.