3807 Gardner Rd, Parma, MI 49269 Property Records

Jackson County property record for 3807 Gardner Rd, Parma, MI 49269

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,292 sqft · built 1966
Lot Size	29 acres (1,263,240 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2020)
Tax Bill	$6,217 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-07-16-451-003-00`

Property Details

APN / Parcel Number

Primary APN	`000-07-16-451-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,292 sqft Living Area
1st Floor Area	2,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	1,263,240 sqft (29 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3807 GARDNER RD
City	PARMA
State	MI
Zip	49269-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	E 3/4 OF SW 1/4 OF SE 1/4 SEC 16 T2S R2W 30.0000 A
Legal Range	02W
Legal Township	02S
Legal Section	16
Jurisdiction	JACKSON MI
Township / Civil Division	SANDSTONE
Census Block Group	2
Census Block	2037
Census Tract	6500

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3807 GARDNER RD, PARMA, MI 49269-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMESTEAD SAVINGS BANK
Jul 13, 2020	Warranty Deed, Transfer · Commercial Mortgage HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Feb 1, 1992 · Amount on Record
Deed Document Number	20202854321
Deed Book / Page	2165 / 632
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	3807 GARDNER RD, PARMA, MI 49269-9783
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 GARDNER RD, PARMA, MI 49269-9783

Mortgage

Document Number	0002923811
Date	Sep 22, 2022
Book Page	2218/1220
Instrument	2923811

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 15, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jul 13, 2020
Property Address	3807 GARDNER RD, PARMA, MI 49269-9783
Document Number	0002854321
Book / Page	2165 / 632
Instrument Date	Jun 30, 2020
Instrument	2854321
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3807 GARDNER RD, 3807, PARMA, MI 49269-9783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3563 SUMMIT RIDGE DR, ROCHESTER HILLS, MI 48306-2964

Mortgage

Document Number	0002854322
Date	Jul 13, 2020
Book Page	2165/633
Instrument	2854322

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Sandstone Township
Unified School District	Western School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,100 (+20.77%)	$644,200 (+20.77%)
2025	$6,217.00 (-29.31%)	$266,700 (-7.4%)	$533,400 (-7.4%)
2024	$8,795.00 (+10.25%)
2023		$288,000	$576,000
2022	$7,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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