121 Vanhook Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 121 Vanhook Rd, Owego, NY 13827

Property Summary

Property TypeRural Home
Details4 bd · 1 ba · 2,520 sqft · built 1890
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$28,500 (Aug 2021)
Tax Bill$2,102 (2025)
Deeds & MortgagesAug 2021 Sale
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN493089 161.00-1-55

Property Details

APN / Parcel Number

Primary APN493089 161.00-1-55
Alternative APNs
  • 308916100000010550000000
  • 00000013631

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,520 sqft Living Area
1st Floor Area1,260 sqft
2nd Floor Area1,260 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional
Exterior MaterialWood
Lot Area435,600 sqft (10 acres)
Lot Width856 ft Width

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area5,000 sqft
PorchSlab
Porch Area224 sqft
Canopy360 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000013631
Street Address121 VANHOOK RD
CityOWEGO
StateNY
Zip13827-6529
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number55.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group4
Census Block4018
Census Tract20401

Owner

Source: Tioga County and Owego Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address121 VANHOOK RD, OWEGO, NY 13827-6529
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Warranty Deed, Transfer
Jan 27, 2017Deed of Trust, Mortgage · ARM
TIOGA STATE BANK
Dec 1, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
TIOGA STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2021 · Amount on Record
Deed SaleAug 9, 2021 · Amount on Record
Prior SaleNov 22, 2011 · Amount on Record
Deed Document Number20213795
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateAug 9, 2021
Property Address121 VANHOOK RD, OWEGO, NY 13827-6529
Document Number2021000003795
Instrument DateJul 20, 2021
Instrument20210-00003795
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address121 VANHOOK RD, OWEGO, NY 13827-6529

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address121 VANHOOK RD, OWEGO, NY 13827-6529
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17000000389
DateJan 27, 2017
Instrument170-00000389
Lender
NameTIOGA STATE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateFeb 1, 2032

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address121 VANHOOK RD, OWEGO, NY 13827-6529
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000004797
DateDec 1, 2020
Instrument20200-00004797
Lender
NameTIOGA STATE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,102.00 (+159.51%)$41,800 (+2.45%) Land $19,200 Building $22,600$80,000 (+5.88%) Land $36,746 Building $43,254
2023$40,800 Land $19,200 Building $21,600$75,556 Land $35,556 Building $40,000
2019$810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims16 (1979–2011)
Claims Outside the SFHA4 of 16
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims
  • Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Zeta Broadband.

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