390 Upton Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 390 Upton Dr, Saint Joseph, MI 49085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,404 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$94,900 (Mar 2020)
Tax Bill	$9,972 (2025)
Deeds & Mortgages	Oct 2020 Construction Loan Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-1900-0148-01-7`

Property Details

APN / Parcel Number

Primary APN	`76-1900-0148-01-7`
Alternative APN	`11-76-1900-0148-01-7`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	390 UPTON DR
City	SAINT JOSEPH
State	MI
Zip	49085-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 148 & 149 EDGEWATER ADD TO CITY OF ST JOSEPH
Legal Subdivision	EDGEWATER
Legal Lot Number	148-149
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1013
Census Tract	801

Owner

Source: Berrien County records · APN 76-1900-0148-01-7

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	390 UPTON DR, SAINT JOSEPH, MI 49085-1150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2020	Deed of Trust, Mortgage · Construction Mortgage UNITED FCU
Oct 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED FCU
Mar 11, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Nov 28, 2005 · Amount on Record
Deed Book / Page	3267 / 2673
Last Transfer Date	Oct 15, 2021
Transfer Doc	0003350/12
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	390 UPTON DR, SAINT JOSEPH, MI 49085-1150
Transaction Type	Mortgage
Record Updated	Nov 09, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03293/2598
Date	Oct 05, 2020
Book Page	3293/2598

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Sep 01, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 25, 2021
Property Address	390 UPTON DR, SAINT JOSEPH, MI 49085-1150
Document Number	0003350/12
Book / Page	3350 / 12
Map Reference	LB 4 PG 52
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 UPTON DR, SAINT JOSEPH, MI 49085-1150

Mortgage

Document Number	0000335014
Date	Oct 25, 2021
Instrument	3350/14

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 11, 2020
Property Address	390 UPTON DR, SAINT JOSEPH, MI 49085-1150
Document Number	03267/2673
Book / Page	3267 / 2673
Map Reference	LB 4 PG 52
Instrument Date	Mar 02, 2020
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 MARION AVE, SAINT JOSEPH, MI 49085-1747

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,500 (-6.18%)	$531,000 (-6.18%)
2025	$9,972.00 (+2.45%) Homeowner's exemption	$283,000 (+15.23%)	$566,000 (+15.23%)
2024	$9,734.00 (+196.5%)
2023		$245,600	$491,200
2022	$3,283.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210008011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 109 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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