390 Sapling Way, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 390 Sapling Way, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	2,413 sqft · built 1998
Lot Size	0.392 acres (17,076 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Aug 2013)
Tax Bill	$10,456 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-00502-0000-00235`

Property Details

APN / Parcel Number

Primary APN	`35-00502-0000-00235`
Alternative APN	`3500401000000027`

Interior

Building Area	2,413 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	17,076 sqft (0.392 acres)

Location & Zoning

Old Parcel Number	3500401000000027
Street Address	390 SAPLING WAY
City	ATCO
State	NJ
Zip	08004-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	INCL BLK 401 P/O LOT 12
Legal Subdivision	GIBERSON TR SEC 02
Legal Block	502
Legal Lot Number	235
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2004
Census Tract	608901

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	390 SAPLING WAY, ATCO, NJ 08004-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2013 · Amount on File
Deed Sale	Aug 2, 2013 · Amount on File
Prior Sale	Mar 17, 1998 · Amount on File
Deed Document Number	201360933
Deed Book / Page	9856 / 1311
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	390 SAPLING WAY, ATCO, NJ 08004-1933
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020968
Date	Mar 10, 2021
Book Page	11650/1334
Instrument	2021020968

Lender

Name	CENTER CITY MORTGAGE & INVESTMENTS LLC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,300 (-) Land $48,200 Building $181,100	$229,300 (-) Land $48,200 Building $181,100
2025	$10,456.00 (+3.5%)	$229,300 (-) Land $48,200 Building $181,100	$229,300 (-) Land $48,200 Building $181,100
2024	$10,102.00 (+7.3%)
2023		$229,300 Land $48,200 Building $181,100	$229,300 Land $48,200 Building $181,100
2022	$9,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 52% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sapling Way

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