Camden County and Waterford Township property record for 389 Sapling Way, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,829 sqft · built 1998 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $312,500 (Feb 2007) |
| Tax Bill | $9,795 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-00504-0000-00013 |
| Primary APN | 35-00504-0000-00013 |
|---|
| Building Area | 1,829 sqft Living Area |
|---|
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 9,060 sqft (0.208 acres) |
| Street Address | 389 SAPLING WAY |
|---|---|
| City | ATCO |
| State | NJ |
| Zip | 08004-1955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 504 |
| Legal Lot Number | 13 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 608901 |
389 Sapling Way is owned and occupied by an individual who bought it in February 2007.
Source: Camden County and Waterford Township records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 389 SAPLING WAY, ATCO, NJ 08004-1955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2007 · Amount on File |
| Deed Sale | Feb 9, 2007 · Amount on File |
| Prior Sale | May 22, 1998 · Amount on File |
| Deed Book / Page | 8470 / 425 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 389 Sapling Way was $9,795, up 3.5% from the year before.
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,800 (-) Land $45,700 Building $169,100 | $214,800 (-) Land $45,700 Building $169,100 | |
| 2025 | $9,795.00 (+3.5%) | $214,800 Land $45,700 Building $169,100 | $214,800 Land $45,700 Building $169,100 |
| 2024 | $9,464.00 | ||
| 2023 | $214,800 Land $45,700 Building $169,100 | $214,800 Land $45,700 Building $169,100 | |
| 2022 | $8,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 389 Sapling Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 389 Sapling Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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