Pendleton County property record for 390 Old Stepstone Rd, California, KY 41007
| Property Type | Mobile Home |
|---|---|
| Details | 1,344 sqft · built 1985 |
| Lot Size | 3.4 acres (148,104 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $616 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-00-00-020.01 |
| Primary APN | 055-00-00-020.01 |
|---|
| Building Area | 1,344 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 148,104 sqft (3.4 acres) |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Street Address | 390 OLD STEPSTONE RD |
|---|---|
| City | CALIFORNIA |
| State | KY |
| Zip | 41007-8925 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 3.40 AC & DW & GARAGE & METAL BLDGS |
| Jurisdiction | PENDLETON KY |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 930101 |
Source: Pendleton County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 390 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Mar 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 4, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1985 |
| Deed Sale | Jan 1, 1985 |
| Deed Document Number | 0000151602 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 390 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000376/115 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 376/115 |
| Instrument | 123029 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 390 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000M392/74 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | M392/74 |
| Instrument | 523043 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 390 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 00M402/216 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | M402/216 |
| Instrument | 555344 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDLETON KY |
| Property Address | 390 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M376/115 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | M376/115 |
| Instrument | 123029 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Pendleton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pendleton County |
| Unified School District | Pendleton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $616.00 (-8.88%) Homeowner's exemption | $95,000 (-) | $95,000 (-) |
| 2023 | $676.00 Homeowner's exemption | $95,000 | $95,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PENDLETON WATER DISTRICT serves 5,515 people · EPA ID KY0960112 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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