Pendleton County property record for 371 Old Stepstone Rd, California, KY 41007
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 462 sqft |
| Lot Size | 2.08 acres (90,735 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Jan 2024) |
| Tax Bill | $2,350 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-00-00-031.01 |
| Primary APN | 055-00-00-031.01 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 462 sqft Living Area |
| Exterior Material | Wood |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 90,735 sqft (2.08 acres) |
| Driveway | Gravel Driveway |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 371 OLD STEPSTONE RD |
|---|---|
| City | CALIFORNIA |
| State | KY |
| Zip | 41007-8925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.083 ACRES & HOUSE & BLDG |
| Jurisdiction | PENDLETON KY |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 930101 |
Source: Pendleton County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 371 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage UNITED FAITH MORTGAGE |
| Jan 26, 2024 | Deed, Transfer · Conventional Mortgage PNC BANK NA |
| May 6, 2010 | Warranty Deed, Transfer · Line of Credit KENTUCKY HOUSING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | May 6, 2010 · Amount on Record |
| Deed Document Number | 2024584230 |
| Deed Book / Page | 380 / 681 |
| Last Transfer Date | Mar 18, 2026 |
| Transfer Doc | 0000649647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PENDLETON KY |
| Recording Date | Apr 22, 2026 |
| Property Address | 371 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Document Number | 0000649647 |
| Book / Page | 394 / 179 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026649647 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 371 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Document Number | 0000649648, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026649648 |
| Name | UNITED FAITH MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PENDLETON KY |
| Recording Date | Jan 26, 2024 |
| Property Address | 371 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Document Number | 000380/681 |
| Book / Page | 380 / 681 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 584230 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 371 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Document Number | 0000584231 |
|---|---|
| Date | Jan 26, 2024 |
| Instrument | 584231 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDLETON KY |
| Recording Date | May 6, 2010 |
| Property Address | 371 OLD STEPSTONE RD, CALIFORNIA, KY 41007-8925 |
| Document Number | 000303/196 |
| Book / Page | 303 / 196 |
| Instrument Date | May 5, 2010 |
| Instrument | 23798 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3101 STEPSTONE RD, CALIFORNIA, KY 41007 |
| Document Number | 0000023800 |
|---|---|
| Date | May 6, 2010 |
| Instrument | 23800 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Government Agency |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2020 |
| Document Number | 000321/583 |
|---|---|
| Date | May 6, 2010 |
| Book Page | 321/583 |
| Instrument | 23799 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2040 |
Source: Pendleton County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pendleton County |
| Unified School District | Pendleton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,350.00 (+61.07%) | $175,000 (+66.67%) | $175,000 (+66.67%) |
| 2023 | $1,459.00 | $105,000 | $105,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PENDLETON WATER DISTRICT serves 5,515 people · EPA ID KY0960112 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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