390 el Rey Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 390 el Rey Ave, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 2023
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,500 (Jun 2025)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091710-0120`

Property Details

APN / Parcel Number

Primary APN	`091710-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	1,669 sqft
1st Floor Area	1,405 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	125 ft deep x 59 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	99 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	390 EL REY AVE
City	SAINT AUGUSTINE
State	FL
Zip	32084-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-146 SANTA ROSA SUB LOT 12 BLK 9 OR6174/112 & 6184/699(L/E)
Legal Subdivision	SANTA ROSA IN ST. AUGUSTINE
Legal Block	9
Legal Lot Number	12
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3002
Census Tract	21002

Owner

Source: St. Johns County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 EL REY AVE, SAINT AUGUSTINE, FL 32084-2535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	202550766
Deed Book / Page	6174 / 112
Prior Transfer Date	Jun 16, 2025
Prior Transfer Doc	0061840699
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 4, 2023
Property Address	390 EL REY AVE, SAINT AUGUSTINE, FL 32084-2535
Document Number	0057511336
Book / Page	5751 / 1336
Map Reference	MB 3 PG 146
Instrument Date	May 2, 2023
Instrument	2023033998
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,659.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5695 CAPO ISLAND RD, ST AUGUSTINE, FL 32095-8021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 EL REY AVE, SAINT AUGUSTINE, FL 32084-2535

Mortgage

Document Number	0057511338
Date	May 4, 2023
Instrument	5751/1338

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,953 (+63.08%) Land $53,100 Building $295,853	$348,953 (+9.34%) Land $53,100 Building $295,853
2025	$2,703.00 (+13.76%) Homeowner's exemption	$213,977 (+353.34%)	$319,137 (+576.14%) Land $53,100 Building $266,037
2024	$2,376.00 (+177.89%)
2023	$855.00	$47,200	$47,200 Land $47,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20