384 el Rey Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 384 el Rey Ave, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,132 sqft · built 1960
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Aug 2019)
Tax Bill$2,552 (2025)
Deeds & MortgagesAug 2022 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN091720-0000

Property Details

APN / Parcel Number

Primary APN091720-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,132 sqft Living Area
Gross Area2,856 sqft
1st Floor Area1,332 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1990
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions105 ft deep x 122 ft wide
Garage TypeAttached
Garage Area374 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area370 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address384 EL REY AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description3-146 SANTA ROSA SUB LOTS 14 & 15 BLK 9 DB254/554 & 287/199 OR4783/1332
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionSANTA ROSA IN ST. AUGUSTINE
Legal Block9
Legal Lot Number14,15
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3002
Census Tract21002

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address384 EL REY AVE, SAINT AUGUSTINE, FL 32084-2535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · FHA Mortgage
HOMESTAR FINANCIAL CORP
Jul 15, 2021Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Jul 31, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Aug 23, 2019Warranty Deed, Transfer · FHA Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2019 · Amount on Record
Deed SaleAug 23, 2019 · Amount on Record
Deed Document Number201962596
Deed Book / Page4783 / 1332
Prior Transfer DateMar 8, 2005
Prior Transfer Doc0024170673
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address384 EL REY AVE, SAINT AUGUSTINE, FL 32084-2535
Transaction TypeMortgage
Record UpdatedSep 12, 2022
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 EL REY AVE, SAINT AUGUSTINE, FL 32084-2535

Mortgage

Document Number0056241588
DateAug 30, 2022
Book Page5624/1588
Instrument2022083130
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address384 EL REY AVE, SAINT AUGUSTINE, FL 32084-2535
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address384 EL REY AVE, ST AUGUSTINE, FL 32084-2535

Mortgage

Document Number0053180611
DateJul 15, 2021
Book Page5318/611
Instrument2021078438
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address384 EL REY AVE, SAINT AUGUSTINE, FL 32084-2535
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050040293
DateJul 31, 2020
Book Page5004/293
Instrument2020062616
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 23, 2019
Property Address384 EL REY AVE, SAINT AUGUSTINE, FL 32084-2535
Document Number0047831332
Book / Page4783 / 1332
Map ReferenceMB 3 PG 146
Instrument DateAug 22, 2019
Instrument2019062596
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address66 TUMBLED STONE WAY, 66, SAINT AUGUSTINE, FL 32086-0220

Transferred To (Grantee/Buyer)

NameVerified Name
Address5413 CHICORY ST, MIDDLEBURG, FL 32068-6216

Mortgage

Document Number0047831334
DateAug 23, 2019
Instrument4783/1334
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$208,286 (+2.7%)$372,929 (+2.75%) Land $102,114 Building $270,815
2025$2,552.00 (+13.98%) Homeowner's exemption$202,810 (+5.99%)$362,941 (+8.7%) Land $102,114 Building $260,827
2024$2,239.00 (+2.19%)
2023$2,191.00 (+3.45%) Homeowner's exemption$191,353 (+3%)$333,894 (+2.87%) Land $90,768 Building $243,126
2022$2,118.00 Homeowner's exemption$185,780$324,586 Land $63,538 Building $261,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber Intermediate Holdings
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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