390 Cedar Valley Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 390 Cedar Valley Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,413 sqft · built 1982
Lot Size	16.2 acres (706,543 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Dec 2018)
Tax Bill	$5,859 (2026)
Deeds & Mortgages	Nov 2023 Transfer Dec 2021 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03 46A 1 1`

Property Details

APN / Parcel Number

Primary APN	`03 46A 1 1`
Alternative APN	`173493`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,413 sqft Heated Area
Gross Area	7,029 sqft
1st Floor Area	2,942 sqft
Upper Floors Area	1,471 sqft
Basement Area	1,472 sqft
Finished Basement	736 sqft
Unfinished Basement	736 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	706,543 sqft (16.2 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	496 sqft
Patio Area	496 sqft
Bath House	Bath House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	173493
Street Address	390 CEDAR VALLEY RD
City	HUDSON
State	NC
Zip	28638-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2096 PG 961 YR 2023 ST 0.00 LIFE ESTATE
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1025
Census Tract	30600

Owner

390 Cedar Valley Rd is owned and occupied by two individuals who acquired it in October 2023.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	390 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Gift Deed, Transfer
Dec 22, 2021	Warranty Deed, Transfer
May 14, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 7, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Dec 18, 2018	Grant Deed, Transfer · Conventional Mortgage BRANCH BANKING & TR CO
Apr 25, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Document Number	201810028689
Deed Book / Page	1954 / 1551
Last Transfer Date	Oct 31, 2023
Transfer Doc	0020960961
Record Updated	Oct 29, 2026

November 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 2, 2023
Property Address	390 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Document Number	0020960961
Book / Page	2096 / 961
Instrument Date	Oct 31, 2023
Instrument	10090032
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 CEDAR VALLEY RD, HUDSON, NC 28638-2606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 KINCAID CIR, LENOIR, NC 28645-9429

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 22, 2021
Property Address	390 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Document Number	0020431654
Book / Page	2043 / 1654
Instrument Date	Dec 22, 2021
Instrument	10066711
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Tax	$1,738.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 CEDAR VALLEY RD, HUDSON, NC 28638-2606

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	390 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Document Number	0010044201
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 CEDAR VALLEY RD HUDSON NC 286382606, HUDSON, NC 28638-2606

Mortgage

Document Number	0010044201
Date	May 20, 2020
Book Page	001988/001647
Instrument	10044201

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 19, 2035

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 7, 2019
Property Address	390 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Document Number	0010037402
Book / Page	001973 / 000145
Instrument Date	Sep 25, 2019
Instrument	10037402
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 CEDAR VALLEY RD HUDSON NC 286382606, HUDSON, NC 28638-2606

Mortgage

Document Number	10037403
Date	Oct 7, 2019
Book Page	001973/000147
Instrument	10037403

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 6, 2034

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 18, 2018
Property Address	390 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Document Number	0010028689
Book / Page	001954 / 001551
Instrument Date	Nov 26, 2018
Instrument	10028689
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	390 CEDAR VALLEY RD HUDSON NC 286382606, HUDSON, NC 28638-2606

Mortgage

Document Number	10028690
Date	Dec 18, 2018
Book Page	001954/001555
Instrument	10028690

Lender

Name	BRANCH BANKING & TR CO
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 25, 2018
Property Address	390 CEDAR VALLEY RD, HUDSON, NC 28638-2606
Document Number	0010021647
Book / Page	001940 / 000287
Instrument Date	Apr 13, 2018
Instrument	10021647
Transaction Type	Foreclosure
Record Updated	May 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,011.60
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 TECHNOLOGY DR #10 O FALLON MO 633682239, 10, O FALLON, MO 63368-2239

Tax Assessment & Valuation

The 2026 property tax bill for 390 Cedar Valley Rd was $5,859, down 20.9% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,859.00 (-20.9%)	$947,400 (-) Land $116,600 Building $830,800
2025	$7,407.00	$947,400 Land $116,600 Building $830,800	$947,400 Land $116,600 Building $830,800
2023		$570,300 (-) Land $94,200 Building $476,100	$570,300 (-) Land $94,200 Building $476,100
2022	$4,377.00	$570,300 Land $94,200 Building $476,100	$570,300 Land $94,200 Building $476,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 390 Cedar Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Cedar Valley Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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