355 Cedar Valley Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 355 Cedar Valley Rd, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,770 sqft · built 1983
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Tax Bill$1,901 (2026)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN03 46 1 2

Property Details

APN / Parcel Number

Primary APN03 46 1 2
Alternative APN
  • 123241

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,770 sqft Heated Area
Gross Area4,266 sqft
1st Floor Area1,674 sqft
Basement Area1,560 sqft
Unfinished Basement1,560 sqft
FlooringHardwood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1990
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area130,680 sqft (3 acres)
Garage TypeCarport
Garage Area528 sqft
CarportCarport
Carport Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area336 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number123241
Street Address355 CEDAR VALLEY RD
CityHUDSON
StateNC
Zip28638-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1502 PG 1249 YR 04 ST 0.00
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group1
Census Block1015
Census Tract30600

Owner

355 Cedar Valley Rd is owned and occupied by an individual.

Source: Caldwell County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address355 CEDAR VALLEY RD, HUDSON, NC 28638-2607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address355 CEDAR VALLEY RD, HUDSON, NC 28638-2607
Document Number0010032790
Instrument DateMay 1, 2019
Transaction TypeMortgage
Record UpdatedJun 5, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address355 CEDAR VALLEY RD HUDSON NC 286382607, HUDSON, NC 28638-2607

Mortgage

Document Number0010032790
DateMay 14, 2019
Book Page001962/002004
Instrument10032790
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 355 Cedar Valley Rd was $1,901, down 4.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityHudson Town
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,901.00 (-4.71%)$305,400 (-) Land $40,200 Building $265,200
2025$1,995.00$305,400 Land $40,200 Building $265,200$305,400 Land $40,200 Building $265,200
2023$187,100 (-) Land $34,000 Building $153,100$187,100 (-) Land $34,000 Building $153,100
2022$1,447.00$187,100 Land $34,000 Building $153,100$187,100 Land $34,000 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 355 Cedar Valley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimMay 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 355 Cedar Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LENOIR
serves 26,388 people · EPA ID NC0114010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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