390 Big Oak Ln, Lowgap, NC 27024 Property Records

Surry County property record for 390 Big Oak Ln, Lowgap, NC 27024

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,080 sqft · built 1993
Lot Size	6.57 acres (286,189 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Mar 2024)
Tax Bill	$1,037 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4060-00-49-4925`

Property Details

APN / Parcel Number

Primary APN	`4060-00-49-4925`
Alternative APNs	`100095716` `100122499` `100128950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	286,189 sqft (6.57 acres)
Garage Area	1,200 sqft
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100128950
Street Address	390 BIG OAK LN
City	LOWGAP
State	NC
Zip	27024-7155
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	OFF BIG OAK LN
Legal Subdivision	BEULAH
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1006
Census Tract	930804

Owner

390 Big Oak Ln, a mobile home, is owned and occupied by two individuals who bought it in March 2024.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	390 BIG OAK LN, LOWGAP, NC 27024-7155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 8, 2024	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 8, 2023	Warranty Deed, Transfer
Mar 1, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC BAY MORTGAGE GROUP
Jun 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	Mar 1, 2022 · Amount on File
Deed Document Number	2024713724
Deed Book / Page	1886 / 138
Prior Transfer Date	Nov 6, 2023
Prior Transfer Doc	001875/189
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	390 BIG OAK LN, LOWGAP, NC 27024-7155
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001936/536
Date	Jun 17, 2025
Book Page	1936/536
Instrument	725378

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 8, 2024
Property Address	390 BIG OAK LN, LOWGAP, NC 27024-7155
Document Number	001886/138
Book / Page	1886 / 138
Instrument Date	Mar 8, 2024
Instrument	713724
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 BIG OAK LN, LOWGAP, NC 27024-7155

Mortgage

Document Number	001886/141
Date	Mar 8, 2024
Book Page	1886/141
Instrument	713725

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 8, 2023
Property Address	390 BIG OAK LN, LOWGAP, NC 27024-7155
Document Number	001875/189
Book / Page	1875 / 189
Instrument Date	Nov 6, 2023
Instrument	711021
Transaction Type	Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 SHEARIN LN, YOUNGSVILLE, NC 27596-7104

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 1, 2022
Property Address	390 BIG OAK LN, LOWGAP, NC 27024-7155
Document Number	001803/290
Book / Page	1803 / 290
Instrument Date	Feb 28, 2022
Instrument	693197
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 BIG OAK LN, LOWGAP, NC 27024-7155

Mortgage

Document Number	0000693198
Date	Mar 1, 2022
Instrument	693198

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jun 15, 2021
Property Address	390 BIG OAK LN, LOWGAP, NC 27024-7155
Document Number	001766/358
Book / Page	1766 / 358
Instrument Date	Jun 15, 2021
Instrument	685036
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1771 PINE RIDGE RD, MOUNT AIRY, NC 27030-7759
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 390 Big Oak Ln was $1,037, down 2.7% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,037.00 (-2.72%)	$137,990 (-18.1%) Land $25,880 Building $112,110	$137,990 (-18.1%) Land $25,880 Building $112,110
2025	$1,066.00	$168,490 Land $29,860 Building $138,630	$168,490 Land $29,860 Building $138,630
2023	$564.00	$102,260 Land $22,550 Building $79,710	$102,260 Land $22,550 Building $79,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 390 Big Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 390 Big Oak Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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