Surry County property record for 331 Big Oak Ln, Lowgap, NC 27024
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,338 sqft · built 1995 |
| Lot Size | 11.1 acres (486,565 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Oct 2014) |
| Tax Bill | $1,825 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 4060-00-48-7761 |
| Primary APN | 4060-00-48-7761 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 486,565 sqft (11.1 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 100092232 |
|---|---|
| Street Address | 331 BIG OAK LN |
| City | LOWGAP |
| State | NC |
| Zip | 27024-7155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | OFF BIG OAK LN |
| Legal Subdivision | BEULAH |
| Jurisdiction | SURRY NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 930804 |
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 331 BIG OAK LN, LOWGAP, NC 27024-7155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2014 · Amount on Record |
| Deed Sale | Oct 29, 2014 · Amount on Record |
| Prior Sale | Jun 2, 2014 · Amount on Record |
| Deed Book / Page | 1499 / 493 |
| Prior Transfer Date | May 29, 2014 |
| Prior Transfer Doc | 1484/0020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 331 BIG OAK LN, LOWGAP, NC 27024-7155 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1713/1051 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 1713/1051 |
| Instrument | 673544 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,825.00 (-2.77%) | $236,510 (-22.16%) Land $35,720 Building $200,790 | $236,510 (-22.16%) Land $35,720 Building $200,790 |
| 2025 | $1,877.00 (+43.83%) | $303,840 (+28.47%) Land $41,220 Building $262,620 | $303,840 (+28.47%) Land $41,220 Building $262,620 |
| 2023 | $1,305.00 | $236,510 Land $35,720 Building $200,790 | $236,510 Land $35,720 Building $200,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Fastlink Communications Fixed Wireless | 100 / 25 |
No cell data coverage reported
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