39 Windgate, Mission Viejo, CA 92692 Property Records

Orange County property record for 39 Windgate, Mission Viejo, CA 92692

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,180 sqft · built 1997
Lot Size	0.153 acres (6,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jan 2010)
Tax Bill	$9,504 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`787-301-14`

Property Details

APN / Parcel Number

Primary APN	`787-301-14`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,180 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	6,651 sqft (0.153 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	39 WINDGATE
City	MISSION VIEJO
State	CA
Zip	92692-5193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15020 BLK LOT 11
Legal Subdivision	TRACT NO 15020
Legal Tract	15020
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2000
Census Tract	32038

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39 WINDGATE, MISSION VIEJO, CA 92692-5193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2010 · Amount on Record
Deed Sale	Jan 28, 2010 · Amount on Record
Prior Sale	Sep 15, 2005 · Amount on Record
Deed Document Number	201044659
Last Transfer Date	Mar 1, 2016
Transfer Doc	0000117877
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	39 WINDGATE, MISSION VIEJO, CA 92692-5193
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WINDGATE, MISSION VIEJO, CA 92692-5193

Mortgage

Document Number	0000477499
Date	Jul 28, 2021
Instrument	2021000477499

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	39 WINDGATE, MISSION VIEJO, CA 92692-5193
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WINDGATE, MISSION VIEJO, CA 92692-5193

Mortgage

Document Number	0000535656
Date	Sep 30, 2020
Instrument	2020000535656

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	39 WINDGATE, MISSION VIEJO, CA 92692-5193
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 WINDGATE, MISSION VIEJO, CA 92692-5193

Mortgage

Document Number	0000042555
Date	Jan 21, 2021
Instrument	2021000042555

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Mission Viejo City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$967,721 (+2%) Land $504,760 Building $462,961
2025	$9,504.00 (+2.02%) Homeowner's exemption	$948,747 (+4.04%) Land $494,863 Building $453,884
2024	$9,316.00 (+2.36%)
2023	$9,101.00 (+2.02%) Homeowner's exemption	$911,907 Land $475,647 Building $436,260
2022	$8,921.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500

May also be available: AT&T, T-Mobile, Verizon.

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