39 Walnut St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 39 Walnut St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1962
Square Footage1,373 sqft Living Area
Lot Size19,998 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$307,000 (2007)
Tax Bill$7,076.00 (2025)

Owner

Source: Essex County and Saugus Town records · APN SAUG M:017-D B:0003 L:0028

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address39 WALNUT ST, SAUGUS, MA 01906-1943
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Line of Credit
RIVER WORKS CREDIT UNION
Jul 29, 2020Deed of Trust, Mortgage · Stand Alone Refinance
WAKEFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2007 · Amount on Record
Deed SaleMar 30, 2007 · Amount on Record
Prior SaleMar 31, 2004 · Amount on Record
Deed Book / Page26697 / 352
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Recording DateApr 08, 2026
Property Address39 WALNUT ST, SAUGUS, MA 01906-1943
Document Number043318-150
Book / Page43318 / 150
Instrument DateApr 03, 2026
Instrument2026790
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 WALNUT ST, SAUGUS, MA 01906-1943

Mortgage

Document Number0000000790,
DateApr 08, 2026
Book Page43318/150
Instrument2026790
Lender
NameRIVER WORKS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address39 WALNUT ST, SAUGUS, MA 01906-1943
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38762-477
DateJul 29, 2020
Book Page38762/477
Instrument20200729001430
Lender
NameWAKEFIELD COOPERATIVE BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term121 Months
DueAug 01, 2030

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,076.00 (+6.29%)$662,500 (+5.98%) Land $330,000 Building $332,500$561,830
2024$6,657.00 (+1.59%)$625,100 (+7.41%) Land $300,000 Building $325,100
2023$6,553.00$582,000 Land $270,000 Building $312,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNSAUG M:017-D B:0003 L:0028
Alternative APNs
  • M:017=D B:0003 L:0028
  • 700000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area1,373 sqft Living Area
Gross Area3,726 sqft Gross Area
1st Floor1,373 sqft 1st Floor
Basement Area1,030 sqft Basement
Unfinished Basement1,030 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area19,998 sqft (0.459 acres)
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number700000
Street Address39 WALNUT ST
CitySAUGUS
StateMA
Zip01906-1943
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number28
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup2
Census Block2003
Census Tract208401

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