21 Walnut St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 21 Walnut St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,214 sqft · built 2014
Lot Size	0.462 acres (20,129 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2013)
Tax Bill	$10,285 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:017-D B:0002 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:017-D B:0002 L:0001`
Alternative APNs	`M:017=D B:0002 L:0001` `4696014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,214 sqft Living Area
Gross Area	6,070 sqft
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Unfinished Basement	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,129 sqft (0.462 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4696014
Street Address	21 WALNUT ST
City	SAUGUS
State	MA
Zip	01906-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2002
Census Tract	208401

Owner

Source: Essex County and Saugus Town records · APN SAUG M:017-D B:0002 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 WALNUT ST, SAUGUS, MA 01906-1930
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
May 09, 2023	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Sep 06, 2017	Deed of Trust, Mortgage · Line of Credit E CAMBRIDGE SVGS BK
Sep 05, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jul 03, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2013 · Amount on Record
Deed Sale	Nov 27, 2013 · Amount on Record
Prior Sale	Nov 14, 2011 · Amount on Record
Deed Book / Page	32984 / 187
Transfer Doc	34784-157
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	21 WALNUT ST, SAUGUS, MA 01906-1930
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041555-464
Date	May 09, 2023
Book Page	41555/464
Instrument	20230509001030

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	21 WALNUT ST, SAUGUS, MA 01906-1930
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36156-483
Date	Sep 06, 2017
Book Page	36156/483
Instrument	103

Lender

Name	E CAMBRIDGE SVGS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	21 WALNUT ST, SAUGUS, MA 01906-1930
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37815-555
Date	Sep 05, 2019
Book Page	37815/555
Instrument	20190905000590

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	21 WALNUT ST, SAUGUS, MA 01906-1930
Transaction Type	Mortgage
Record Updated	Mar 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38680-265
Date	Jul 03, 2020
Book Page	38680/265
Instrument	20200703000510

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,285.00 (+4.41%)	$963,000 (+4.11%) Land $330,100 Building $632,900	$1,265,590
2024	$9,851.00 (+1.9%)	$925,000 (+7.75%) Land $300,100 Building $624,900
2023	$9,667.00	$858,500 Land $270,100 Building $588,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092084012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 111 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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