39 Via Palacio, San Clemente, CA 92673 Property Records

Orange County property record for 39 Via Palacio, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,262 sqft · built 1998
Lot Size	0.171 acres (7,445 sqft)
Owner	2 Individual Names on File
Last Sale	$402,000 (Aug 1999)
Tax Bill	$6,571 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`688-282-02`

Property Details

APN / Parcel Number

Primary APN	`688-282-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,262 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	7,445 sqft (0.171 acres)
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Location & Zoning

Street Address	39 VIA PALACIO
City	SAN CLEMENTE
State	CA
Zip	92673-5686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15268 BLK LOT 17
Legal Subdivision	TRACT NO 15268
Legal Tract	15268
Legal Lot Number	17
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1010
Census Tract	42112

Owner

39 Via Palacio is owned and occupied by two individuals who acquired it in August 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Nov 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 1999 · Amount on File
Deed Sale	Aug 24, 1999 · Amount on File
Deed Document Number	1999614434
Last Transfer Date	Aug 12, 2022
Transfer Doc	0000280951
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 17, 2022
Property Address	39 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Document Number	0000280951
Map Reference	MB 744 PG 20-22
Instrument Date	Aug 12, 2022
Instrument	2022000280951
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39 VIA PALACIO, SAN CLEMENTE, CA 92673-5686

Mortgage

Document Number	0000280952
Date	Aug 17, 2022
Instrument	2022000280952

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 25, 2020
Property Address	39 VIA PALACIO, SAN CLEMENTE, CA 92673-5686
Document Number	0000690456
Map Reference	MB 744 PG 20-22
Instrument Date	Nov 13, 2020
Instrument	2020000690456
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39 VIA PALACIO, SAN CLEMENTE, CA 92673-5686

Mortgage

Document Number	0000690457
Date	Nov 25, 2020
Instrument	2020000690457

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 39 Via Palacio was $6,571 with a homeowner's exemption, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,522 (+2%) Land $317,492 Building $352,030
2025	$6,571.00 (+1.72%) Homeowner's exemption	$656,395 Land $311,267 Building $345,128
2024	$6,460.00 (+2.18%)
2023	$6,322.00 (+1.97%) Homeowner's exemption	$630,907 Land $299,180 Building $331,727
2022	$6,200.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 39 Via Palacio in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Via Palacio is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

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