Warwick City property record for 39 Tidewater Dr, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 704 sqft · built 1935 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jan 2026) |
| Tax Bill | $3,030 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33601640000 |
| Primary APN | 33601640000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| Gross Area | 1,758 sqft |
| 1st Floor Area | 704 sqft |
| Basement Area | 704 sqft |
| Unfinished Basement | 704 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,050 sqft (0.185 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 145070 |
|---|---|
| Street Address | 39 TIDEWATER DR |
| City | WARWICK |
| State | RI |
| Zip | 02889-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 164 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 21501 |
Source: Warwick City assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39 TIDEWATER DR, WARWICK, RI 02889-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL CREDIT UNION |
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Jun 27, 2023 | Warranty Deed, Transfer · Commercial Mortgage RFLF 7 LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Jun 27, 2023 · Amount on Record |
| Deed Document Number | 20261017 |
| Deed Book / Page | 10831 / 140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jul 28, 2026 |
| Property Address | 39 TIDEWATER DR, WARWICK, RI 02889-4020 |
| Document Number | 0000008766 |
| Book / Page | 10935 / 245 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20268766 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 39 TIDEWATER DR, WARWICK, RI 02889-4020 |
| Document Number | 0000008766, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 10935/245 |
| Instrument | 20268766 |
| Name | COASTAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jan 30, 2026 |
| Property Address | 39 TIDEWATER DR, WARWICK, RI 02889-4020 |
| Document Number | 010831-140 |
| Book / Page | 10831 / 140 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 1017 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 TIDEWATER DR, WARWICK, RI 02889-4020 |
| Document Number | 010831-142 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 10831/142 |
| Instrument | 1018 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jun 27, 2023 |
| Property Address | 39 TIDEWATER DR, WARWICK, RI 02889-4020 |
| Document Number | 010343-315 |
| Book / Page | 10343 / 315 |
| Instrument | 6440 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 969 WATERMAN AVE, PROVIDENCE, RI |
| Investor | Possibly a Property Investor |
| Document Number | 0000006441 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 6441 |
| Name | RFLF 7 LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,030.00 (+10.02%) | $238,600 (+22.93%) Land $110,400 Building $128,200 | |
| 2024 | $278,350 | ||
| 2023 | $2,754.00 (+11.14%) | $194,100 (+46.71%) Land $96,000 Building $98,100 | |
| 2022 | $2,478.00 | $132,300 Land $61,100 Building $71,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 109 (1978–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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