Warwick City property record for 31 Tidewater Dr, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1973 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $109,000 (Aug 1993) |
| Tax Bill | $4,938 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 33601600000 |
| Primary APN | 33601600000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,216 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,000 sqft (0.184 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 100026061 |
|---|---|
| Street Address | 31 TIDEWATER DR |
| City | WARWICK |
| State | RI |
| Zip | 02889-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A10 |
| Legal Block | 160 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 21501 |
31 Tidewater Dr is owned and occupied by an individual who bought it in August 1993.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 TIDEWATER DR, WARWICK, RI 02889-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Aug 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 1993 · Amount on File |
| Deed Sale | Aug 31, 1993 · Amount on File |
| Deed Book / Page | 2054 / 208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 31 TIDEWATER DR, WARWICK, RI 02889-4020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 010748-300 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 10748/300 |
| Instrument | 10223 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 31 TIDEWATER DR, WARWICK, RI 02889-4020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9926-235 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 9926/235 |
| Instrument | 16765 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 31 Tidewater Dr was $4,938.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,938.00 | $388,800 Land $110,400 Building $278,400 | |
| 2024 | $343,425 | ||
| 2023 | $4,389.00 (+5.18%) | $309,300 (+38.82%) Land $96,000 Building $213,300 | |
| 2022 | $4,173.00 | $222,800 Land $61,000 Building $161,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Tidewater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 99 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 109 (1978–2023) |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Tidewater Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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