Cherokee County property record for 39 Tennessee St, Murphy, NC 28906
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Oct 2023) |
| Tax Bill | $695 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Dec 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459210454221000 |
| Primary APN | 459210454221000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,227 sqft (0.119 acres) |
|---|---|
| Lot Dimensions | 96 ft deep x 27 ft wide |
| Account Number | 53642 |
|---|---|
| Street Address | 39 TENNESSEE ST |
| City | MURPHY |
| State | NC |
| Zip | 28906-2938 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | GB |
| Legal Description | FR MOUNTAIN MORNINGS ASSET MANAGEMENT LLC 1691/1261 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 930402 |
39 Tennessee St, commercial vacant land, is owned by a company that bought it in October 2023.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 554 W US HIGHWAY 64, MURPHY, NC 28906-3179 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2023 | Warranty Deed, Transfer |
| Dec 20, 2022 | Deed of Trust, Mortgage · Construction Mortgage COGENT BANK |
| Sep 24, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on File |
| Deed Sale | Oct 13, 2023 · Amount on File |
| Prior Sale | Sep 24, 2021 · Amount on File |
| Deed Document Number | 5160 |
| Deed Book / Page | 1744 / 321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 13, 2023 |
| Property Address | 39 TENNESSEE ST, MURPHY, NC 28906-2938 |
| Document Number | 001744/321 |
| Book / Page | 1744 / 321 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 5160 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 PARADISE RD, MURPHY, NC 28906-6918 |
| Name | Verified Name |
|---|---|
| Address | 554 W US HIGHWAY 64, MURPHY, NC 28906-3179 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 39 TENNESSEE ST, MURPHY, NC 28906-2938 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 320 PARADISE RD, MURPHY, NC 28906-6918 |
| Document Number | 01726/1444 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 1726/1444 |
| Instrument | 7870 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | ELBERTON, GA 30635 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 19, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 24, 2021 |
| Property Address | 39 TENNESSEE ST, MURPHY, NC 28906-2938 |
| Document Number | 1691/1261 |
| Book / Page | 1691 / 1261 |
| Instrument Date | Sep 20, 2021 |
| Instrument | 6420 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4911 SW 201ST TER, 4911, SOUTHWEST RANCHES, FL 33332-1009 |
| Name | Verified Name |
|---|---|
| Address | 320 PARADISE RD, MURPHY, NC 28906-6918 |
The 2025 property tax bill for 39 Tennessee St was $695.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $695.00 | $114,070 | $114,070 Land $114,070 |
| 2023 | $114,070 | $114,070 Land $114,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Tennessee St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Tennessee St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Peachtree Broadband Fiber.
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