32 Tennessee St, Murphy, NC 28906 Property Records

Cherokee County property record for 32 Tennessee St, Murphy, NC 28906

Property Summary

Property Type	Office Building
Details	1,611 sqft · built 1952
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (Mar 2022)
Tax Bill	$2,391 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459210456269000`

Property Details

APN / Parcel Number

Primary APN	`459210456269000`
Alternative APNs	`45810` `35722`

Interior

Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	1,611 sqft Base Area
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	102 ft deep x 27 ft wide
Porch	Open Porch
Porch Area	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	35722
Street Address	32 TENNESSEE ST
City	MURPHY
State	NC
Zip	28906-2938
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	GB
Legal Description	BRICK STORE HOUSE 1562/616
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2069
Census Tract	930402

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 579, MURPHY, NC 28906-0579
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Mar 1, 2022	Warranty Deed, Transfer
Jun 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Jun 14, 2017
Deed Document Number	0000668145
Deed Book / Page	668 / 145
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	32 TENNESSEE ST, MURPHY, NC 28906-2925
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 TENNESSEE ST, MURPHY, NC 28906-2938

Mortgage

Document Number	001710/339
Date	Apr 26, 2022
Book Page	1710/339
Instrument	2715

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Apr 25, 2043

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 1, 2022
Property Address	32 TENNESSEE ST, MURPHY, NC 28906-2925
Document Number	001705/599
Book / Page	1705 / 599
Instrument Date	Feb 22, 2022
Instrument	1355
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	611 BRIDWELL RD, 611, TRAVELERS REST, SC 29690-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 579, MURPHY, NC 28906-0579

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 14, 2017
Property Address	32 TENNESSEE ST, MURPHY, NC 28906-2925
Document Number	01562/0616
Book / Page	01562 / 0616
Map Reference	DD 749 PG 201
Instrument Date	Jun 14, 2017
Instrument	02553
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 TENNESSEE ST, 30, MURPHY, NC 28906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 BUBBLING CREEK DR, TRAVELERS REST, SC 29690-9611

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,391.00	$364,240 (+35.52%)	$364,240 (+35.52%) Land $82,620 Building $281,620
2023		$268,780	$268,780 Land $82,620 Building $186,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Peachtree Broadband Fiber.

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