Bergen County and Waldwick Borough property record for 39 Sycamore Dr, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,971 sqft · built 1962 |
| Lot Size | 0.339 acres (14,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $409,000 (Jan 2018) |
| Tax Bill | $16,767 (2025) |
| Deeds & Mortgages | Feb 2022 Second Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00163-18-00008 |
| Primary APN | 64-00163-18-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,971 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 14,757 sqft (0.339 acres) |
| Old Parcel Number | 6400163R00008 |
|---|---|
| Street Address | 39 SYCAMORE DR |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 93XIRR 3.5LT |
| Legal Subdivision | ALRON CONSTRUCTION CO INC |
| Legal Block | 163 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 SYCAMORE DR, WALDWICK, NJ 07463-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Jan 5, 2018 | Grant Deed, Transfer · FHA Mortgage FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2018 · Amount on Record |
| Deed Sale | Jan 5, 2018 · Amount on Record |
| Deed Document Number | 201818-001039 |
| Deed Book / Page | 2827 / 1055 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 SYCAMORE DR, WALDWICK, NJ 07463-1024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 39 SYCAMORE DR, WALDWICK, NJ 07463-1024 |
| Document Number | 0045761897 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 4576/1897 |
| Instrument | 2022018225 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 5, 2018 |
| Property Address | 39 SYCAMORE DR, WALDWICK, NJ 07463-1024 |
| Document Number | 0028271055 |
| Book / Page | 002827 / 001055 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $409.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 SYCAMORE DR WALDWICK NJ 074631024, WALDWICK, NJ 07463-1024 |
| Document Number | 28271062 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 002827/001062 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 4, 2048 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,600 (-) Land $395,100 Building $335,500 | $730,600 (-) Land $395,100 Building $335,500 | |
| 2025 | $16,767.00 (+3.66%) | $730,600 (+45.08%) Land $395,100 Building $335,500 | $730,600 (+45.08%) Land $395,100 Building $335,500 |
| 2024 | $16,175.00 (+12.78%) | ||
| 2023 | $503,600 Land $337,900 Building $165,700 | $503,600 Land $337,900 Building $165,700 | |
| 2022 | $14,342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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