Bergen County and Waldwick Borough property record for 38 Sycamore Dr, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 3,559 sqft · built 1962 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $700,000 (Aug 2021) |
| Tax Bill | $19,411 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00166-0000-00023 |
| Primary APN | 64-00166-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,559 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 15,028 sqft (0.345 acres) |
| Lot Dimensions | 167 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 38 SYCAMORE DR |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 90X167 3.5LT |
| Legal Subdivision | ALRON CONSTRUCTION CO INC |
| Legal Block | 166 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 SYCAMORE DR, WALDWICK, NJ 07463-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 12, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Prior Sale | Nov 6, 2015 · Amount on Record |
| Deed Document Number | 2021130136 |
| Deed Book / Page | 4327 / 62 |
| Prior Transfer Date | May 20, 2007 |
| Prior Transfer Doc | 0093360082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 SYCAMORE DR, WALDWICK, NJ 07463-1013 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 39 SYCAMORE DR, WALDWICK, NJ 07463-1024 |
| Investor | Possibly a Property Investor |
| Document Number | 0039871923 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 3987/1923 |
| Instrument | 2021028706 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 286 Months |
| Due | Jan 8, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 12, 2021 |
| Property Address | 38 SYCAMORE DR, WALDWICK, NJ 07463-1013 |
| Document Number | 0043270062 |
| Book / Page | 4327 / 62 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021130136 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,245.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 43 COLONIAL DR, ALLENDALE, NJ 07401-1401 |
| Name | Verified Name |
|---|---|
| Address | 38 SYCAMORE DR, WALDWICK, NJ 07463-1013 |
| Investor | Possibly a Property Investor |
| Document Number | 2021130137 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 2021130137 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $845,800 (-) Land $394,500 Building $451,300 | $845,800 (-) Land $394,500 Building $451,300 | |
| 2025 | $19,411.00 (+3.66%) | $845,800 (+33.01%) Land $394,500 Building $451,300 | $845,800 (+33.01%) Land $394,500 Building $451,300 |
| 2024 | $18,726.00 (+3.4%) | ||
| 2023 | $635,900 Land $337,300 Building $298,600 | $635,900 Land $337,300 Building $298,600 | |
| 2022 | $18,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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