Middlesex County and Reading Town property record for 39 Sunset Rock Ln, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,961 sqft · built 2000 |
| Lot Size | 0.754 acres (32,827 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (May 2001) |
| Tax Bill | $14,186 (2026) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:050.0-0000-0014.0 |
| Primary APN | READ M:050.0-0000-0014.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,961 sqft Living Area |
| Gross Area | 5,384 sqft |
| Basement Area | 1,514 sqft |
| Unfinished Basement | 1,514 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,827 sqft (0.754 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 2060000000480 |
|---|---|
| Street Address | 39 SUNSET ROCK LN |
| City | READING |
| State | MA |
| Zip | 01867-1086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 SUNSET ROCK LN, READING, MA 01867-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK |
| Sep 2, 2020 | Deed of Trust, Mortgage · Balloon Mortgage READING COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2001 · Amount on Record |
| Deed Sale | May 1, 2001 · Amount on Record |
| Prior Sale | Apr 4, 2001 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 39 SUNSET ROCK LN, READING, MA 01867-1086 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 082036-174 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 82036/174 |
| Instrument | 108782 |
| Name | MORGAN STANLEY PRIVATE BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.05% |
| Type Change Date | Oct 1, 2033 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 39 SUNSET ROCK LN, READING, MA 01867-1086 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75520-423 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 75520/423 |
| Instrument | 152545 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2045 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,186.00 (+0.85%) | $1,294,300 (+4.8%) Land $575,300 Building $719,000 | $1,399,495 (-0.8%) |
| 2025 | $14,067.00 (-0.42%) | $1,235,000 (+2.46%) Land $548,900 Building $686,100 | $1,410,845 (-2.76%) |
| 2024 | $14,127.00 (+7.14%) | $1,205,400 (+15.1%) Land $535,800 Building $669,600 | $1,450,935 |
| 2023 | $13,186.00 | $1,047,300 Land $465,500 Building $581,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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