Middlesex County and Reading Town property record for 31 Sunset Rock Ln, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,933 sqft · built 1999 |
| Lot Size | 0.712 acres (31,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $929,000 (Apr 2018) |
| Tax Bill | $13,907 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:050.0-0000-0015.0 |
| Primary APN | READ M:050.0-0000-0015.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,933 sqft Living Area |
| Gross Area | 5,098 sqft |
| 1st Floor Area | 1,562 sqft |
| Basement Area | 1,284 sqft |
| Unfinished Basement | 1,284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 31,019 sqft (0.712 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 2060000000490 |
|---|---|
| Street Address | 31 SUNSET ROCK LN |
| City | READING |
| State | MA |
| Zip | 01867-1086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 334300 |
31 Sunset Rock Ln is owned and occupied by two individuals who bought it in April 2018.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 SUNSET ROCK LN, READING, MA 01867-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 3, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage READING COOPERATIVE BANK |
| Apr 13, 2018 | Quit Claim Deed, Transfer LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2018 · Amount on File |
| Deed Sale | Apr 13, 2018 · Amount on File |
| Prior Sale | Dec 4, 1998 · Amount on File |
| Deed Book / Page | 70868 / 274 |
| Transfer Doc | 070868-274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 31 SUNSET ROCK LN, READING, MA 01867-1086 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69549-298 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 69549/298 |
| Instrument | 103178 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 13, 2018 |
| Property Address | 31 SUNSET ROCK LN, READING, MA 01867-1086 |
| Document Number | 70868-274 |
| Book / Page | 70868 / 274 |
| Instrument | 50675 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 SUNSET ROCK LN, READING, MA 01867-1086 |
| Document Number | 708680278 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 70868/0278 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 13, 2048 |
The 2026 property tax bill for 31 Sunset Rock Ln was $13,907, up 0.8% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,907.00 (+0.84%) | $1,268,900 (+4.8%) Land $600,000 Building $668,100 | $1,415,059 (+8.63%) |
| 2025 | $13,791.00 (-0.43%) | $1,210,800 (+2.46%) Land $572,500 Building $638,300 | $1,302,640 (+5.24%) |
| 2024 | $13,850.00 (+7.12%) | $1,181,700 (+15.07%) Land $558,700 Building $623,000 | $1,237,755 |
| 2023 | $12,929.00 | $1,026,900 Land $485,500 Building $541,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Sunset Rock Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Sunset Rock Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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