39 Summit Dr, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 39 Summit Dr, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,223 sqft · built 1999
Lot Size	1 acre (43,904 sqft)
Owner	2 Individual Names on File
Last Sale	$446,500 (Dec 1999)
Tax Bill	$22,976 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00031-04-00018`

Property Details

APN / Parcel Number

Primary APN	`17-00031-04-00018`
Alternative APNs	`1700031000400018` `1106143`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,223 sqft Living Area
1st Floor Area	2,913 sqft
Upper Floors Area	1,596 sqft
Basement Area	2,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	43,904 sqft
Lot Dimensions	224 ft deep x 196 ft wide
Garage Type	Built-in
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,230 sqft
Porch	Open Porch
Deck Area	723 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	120 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	1106143
Street Address	39 SUMMIT DR
City	FREEHOLD
State	NJ
Zip	07728-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Subdivision	SUMMIT PARK SEC 1
Legal Block	31.4
Legal Lot Number	18
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	1
Census Block	1013
Census Tract	810402

Owner

39 Summit Dr is owned and occupied by two individuals who bought it in December 1999.

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 SUMMIT DR, FREEHOLD, NJ 07728-9036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 1999 · Amount on File
Deed Sale	Dec 2, 1999 · Amount on File
Deed Book / Page	5883 / 53
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	39 SUMMIT DR, FREEHOLD, NJ 07728-9036
Document Number	0000021292
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 SUMMIT DR FREEHOLD NJ 077289036, FREEHOLD, NJ 07728-9036

Mortgage

Document Number	0000021292
Date	Feb 25, 2020
Book Page	009398/009493
Instrument	21292

Lender

Name	2004-000033 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 39 Summit Dr was $22,976, down 2.2% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,332,500 (-1.41%) Land $434,000 Building $898,500	$1,332,500 (-1.41%) Land $434,000 Building $898,500
2025	$22,976.00 (-2.18%)	$1,351,500 Land $424,000 Building $927,500	$1,351,500 Land $424,000 Building $927,500
2024	$23,488.00
2023		$1,113,000 Land $309,000 Building $804,000	$1,113,000 Land $309,000 Building $804,000
2022	$20,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Summit Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2010–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Summit Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20