39 Smith Ter, Clementon, NJ 08021 Property Records

Camden County and Clementon Borough property record for 39 Smith Ter, Clementon, NJ 08021 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	925 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Aug 2004)
Tax Bill	$5,378 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00097-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`11-00097-0000-00024`
Alternative APN	`110009700024`

Interior

Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	39 SMITH TER
City	CLEMENTON
State	NJ
Zip	08021-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FLURY PLAN SEC D
Legal Block	97
Legal Lot Number	24
Jurisdiction	CAMDEN NJ
Township / Civil Division	CLEMENTON
Census Block Group	2
Census Block	2002
Census Tract	608600

Owner

Source: Camden County and Clementon Borough records · APN 11-00097-0000-00024

Assessment roll updated July 1, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	39 SMITH TER, CLEMENTON, NJ 08021-4648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit POLICE & FIRE FCU
Feb 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU
Jun 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU
Aug 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2004 · Amount on Record
Deed Sale	Aug 31, 2004 · Amount on Record
Deed Book / Page	7566 / 1267
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	39 SMITH TER, CLEMENTON, NJ 08021-4648
Transaction Type	Mortgage
Record Updated	May 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024819
Date	Apr 11, 2023
Book Page	12328/1361
Instrument	2023024819

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	39 SMITH TER, CLEMENTON, NJ 08021-4648
Transaction Type	Mortgage
Record Updated	Apr 05, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013853
Date	Feb 07, 2022
Book Page	11969/989
Instrument	2022013853

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 01, 2037

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	39 SMITH TER, CLEMENTON, NJ 08021-4648
Document Number	0000048636
Instrument Date	Jun 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SMITH TER CLEMENTON NJ 080214648, CLEMENTON, NJ 08021-4648

Mortgage

Document Number	0000048636
Date	Jul 19, 2019
Book Page	011173/000635
Instrument	48636

Lender

Name	POLICE & FIRE FCU
Address	BENSALEM, PA 19020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 18, 2034

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	39 SMITH TER, CLEMENTON, NJ 08021-4648
Document Number	0000072080
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 19, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SMITH TER CLEMENTON NJ 080214648, CLEMENTON, NJ 08021-4648

Mortgage

Document Number	0000072080
Date	Oct 05, 2018
Book Page	010983/001949
Instrument	72080

Lender

Name	POLICE & FIRE FCU
Address	BENSALEM, PA 19020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 04, 2033

Tax Assessment & Valuation

Source: Camden County and Clementon Borough records · Assessment roll updated July 1, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Clementon Borough
Unified School District	Clementon Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,600 (-) Land $33,000 Building $79,600	$112,600 (-) Land $33,000 Building $79,600
2025	$5,378.00 (+5.87%)	$112,600 (-) Land $33,000 Building $79,600	$112,600 (-) Land $33,000 Building $79,600
2024	$5,080.00 (+3.53%)
2023		$112,600 Land $33,000 Building $79,600	$112,600 Land $33,000 Building $79,600
2022	$4,907.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (34007C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340076086002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jun 1988, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 67% of New Jersey
Wildfire Likelihood	About 1 in 1,136 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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