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38 Smith Ter, Clementon, NJ 08021 Property Records

Camden County and Clementon Borough property record for 38 Smith Ter, Clementon, NJ 08021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,072 sqft · built 1910
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$205,000 (Jan 2024)
Tax Bill$5,535 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2024 Sale
Flood ZoneZone X (minimal risk)
APN11-00098-0000-00005

Property Details

APN / Parcel Number

Primary APN11-00098-0000-00005
Alternative APN
  • 110009800005

Interior

Stories2 Stories
Building Area1,072 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address38 SMITH TER
CityCLEMENTON
StateNJ
Zip08021-4649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBOROUGH/CLEMENTON
Legal Block98
Legal Lot Number5
JurisdictionCAMDEN NJ
Township / Civil DivisionCLEMENTON
Census Block Group2
Census Block2002
Census Tract608600

Owner

Source: Camden County and Clementon Borough records · APN 11-00098-0000-00005

Assessment roll updated July 1, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 SMITH TER, CLEMENTON, NJ 08021-4649
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed, Transfer · Conventional Mortgage
FINANCIAL RESOURCES FCU
Jan 03, 2024Deed, Transfer
CAPITAL TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 03, 2024 · Amount on Record
Deed SaleJan 03, 2024 · Amount on Record
Prior SaleAug 17, 2023 · Amount on Record
Deed Document Number2024299
Deed Book / Page12490 / 1036
Prior Transfer DateSep 27, 2023
Prior Transfer Doc0000000299
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateAug 17, 2023
Property Address38 SMITH TER, CLEMENTON, NJ 08021-4649
Document Number0000051762
Book / Page12412 / 684
Instrument DateJun 16, 2023
Instrument2023051762
Transaction TypeTransfer
Record UpdatedSep 04, 2023
Title CompanyCAPITAL TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 W ATLANTIC AVE, STRATFORD, NJ 08084-1711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38 SMITH TER, CLEMENTON, NJ 08021-4649

Mortgage

Document Number0000051763
DateAug 17, 2023
Instrument2023051763
Lender
NameFINANCIAL RESOURCES FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2053

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateJan 03, 2024
Property Address38 SMITH TER, CLEMENTON, NJ 08021-4649
Document Number0000000299
Book / Page12490 / 1036
Instrument DateJun 16, 2023
Instrument2024000299
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyCAPITAL TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$974.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 W ATLANTIC AVE, STRATFORD, NJ 08084-1711

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38 SMITH TER, CLEMENTON, NJ 08021-4649

Tax Assessment & Valuation

Source: Camden County and Clementon Borough records · Assessment roll updated July 1, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
MunicipalityClementon Borough
Unified School DistrictClementon Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$115,900 (-) Land $33,000 Building $82,900$115,900 (-) Land $33,000 Building $82,900
2025$5,535.00 (+5.85%)$115,900 (-) Land $33,000 Building $82,900$115,900 (-) Land $33,000 Building $82,900
2024$5,229.00 (+3.54%)
2023$115,900 (-) Land $33,000 Building $82,900$115,900 (-) Land $33,000 Building $82,900
2022$5,050.00 (+0.14%)$115,900 Land $33,000 Building $82,900$115,900 Land $33,000 Building $82,900
2021$5,043.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Camden County (34007C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340076086002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1988)
Most Recent ClaimJun 1988, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 49% of the US · above 67% of New Jersey
Wildfire LikelihoodAbout 1 in 1,136 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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