Bergen County and Lodi Borough property record for 39 Sidney St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,267 sqft · built 1925 |
| Lot Size | 0.076 acres (3,293 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Sep 2019) |
| Tax Bill | $8,496 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 31-00143-0000-00010 |
| Primary APN | 31-00143-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,267 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Construction Type | Frame |
| Lot Area | 3,293 sqft (0.076 acres) |
| Lot Dimensions | 89 ft deep x 37 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 298200 |
|---|---|
| Street Address | 39 SIDNEY ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 37X89 |
| Legal Subdivision | BOROUGH/LODI |
| Legal Block | 143 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30300 |
Source: Bergen County and Lodi Borough records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 SIDNEY ST, LODI, NJ 07644-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit LOAN FACTORY |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HM MTG |
| Sep 6, 2019 | Deed with Mortgage, Transfer · Conventional with PMI MICHIGAN MUTUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on Record |
| Deed Sale | Sep 6, 2019 · Amount on Record |
| Prior Sale | Sep 17, 2015 · Amount on Record |
| Deed Document Number | 201958867 |
| Deed Book / Page | 3341 / 960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 39 SIDNEY ST, LODI, NJ 07644-1811 |
| Document Number | 0000025395 |
| Book / Page | 5774 / 54 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202625395 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 39 SIDNEY ST, LODI, NJ 07644-1811 |
| Document Number | 0000025395, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 5774/54 |
| Instrument | 202625395 |
| Name | LOAN FACTORY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 21, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 39 SIDNEY ST, LODI, NJ 07644-1811 |
| Document Number | 0037401319 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 39 SIDNEY ST LODI NJ 076441811, LODI, NJ 07644-1811 |
| Document Number | 0037401319 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 003740/001319 |
| Instrument | 95907 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 6, 2019 |
| Property Address | 39 SIDNEY ST, LODI, NJ 07644-1811 |
| Document Number | 0033410960 |
| Book / Page | 003341 / 000960 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 58867 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2019 |
| Title Company | ADVENT TITLE AGENCY, ADVENT TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 SIDNEY ST LODI NJ 076441811, LODI, NJ 07644-1811 |
| Document Number | 33410967 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 003341/000967 |
| Instrument | 58867 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2049 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,000 (-) Land $145,000 Building $95,000 | $240,000 (-) Land $145,000 Building $95,000 | |
| 2025 | $8,496.00 (+5.62%) | $240,000 (-) Land $145,000 Building $95,000 | $240,000 (-) Land $145,000 Building $95,000 |
| 2024 | $8,044.00 (+2.69%) | ||
| 2023 | $240,000 Land $145,000 Building $95,000 | $240,000 Land $145,000 Building $95,000 | |
| 2022 | $7,833.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 335 (1978–2024) |
| Claims Outside the SFHA | 33 of 335 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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