Bergen County and Lodi Borough property record for 38 Sidney St, Lodi, NJ 07644
| Property Type | Commercial |
|---|---|
| Lot Size | 0.526 acres (22,926 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,000,000 (Jan 2026) |
| Tax Bill | $14,330 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 31-00162-0000-00004 |
| Primary APN | 31-00162-0000-00004 |
|---|---|
| Alternative APNs |
|
| Lot Area | 22,926 sqft (0.526 acres) |
|---|
| Account Number | 335000 |
|---|---|
| Street Address | 38 SIDNEY ST |
| City | LODI |
| State | NJ |
| Zip | 07644 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CH |
| Legal Description | .5263 AC |
| Legal Block | 162 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 30300 |
38 Sidney St, a commercial property, is owned by a company that bought it in January 2026.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 PARK AVE, 1702, FORT LEE, NJ 07024-3830 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LUSITANIA SAVINGS BANK |
| Jan 8, 2026 | Deed, Transfer M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on File |
| Deed Sale | Jan 8, 2026 · Amount on File |
| Prior Sale | Jul 26, 1972 · Amount on File |
| Deed Document Number | 20261630 |
| Deed Book / Page | 5697 / 721 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 SIDNEY ST, LODI, NJ 07644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0049860644 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 4986/644 |
| Instrument | 2023030031 |
| Name | LUSITANIA SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 8, 2026 |
| Property Address | 38 SIDNEY ST, LODI, NJ 07644 |
| Document Number | 0056970721 |
| Book / Page | 5697 / 721 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026001630 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $41,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 SMITHFIELD RD, WALDWICK, NJ 07463-1413 |
| Name | Verified Name |
|---|---|
| Address | 100 PARK AVE APT 1702, 1702, FORT LEE, NJ 07024-3830 |
| Document Number | 2026001654 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026001654 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 38 Sidney St was $14,330, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,800 (-) Land $354,300 Building $50,500 | $404,800 (-) Land $354,300 Building $50,500 | |
| 2025 | $14,330.00 (+5.62%) | $404,800 Land $354,300 Building $50,500 | $404,800 Land $354,300 Building $50,500 |
| 2024 | $13,568.00 | ||
| 2023 | $404,800 Land $354,300 Building $50,500 | $404,800 Land $354,300 Building $50,500 | |
| 2022 | $13,212.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 38 Sidney St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 335 (1978–2024) |
| Claims Outside the SFHA | 33 of 335 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Sidney St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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