39 Shield Dr, Eaton, OH 45320 Property Records

Preble County property record for 39 Shield Dr, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,476 sqft · built 2022
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Apr 2023)
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2022 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B44-0024-003-10-016-000`

Property Details

APN / Parcel Number

Primary APN	`B44-0024-003-10-016-000`
Alternative APN	`B02002400310016000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,476 sqft Living Area
1st Floor Area	2,476 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,810 sqft (0.339 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	B02002400310016000
Street Address	39 SHIELD DR
City	EATON
State	OH
Zip	45320-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 804 LAKENGREN SUBD
Legal Subdivision	LAKENGREN SUBD
Legal Block	10
Legal Lot Number	804
Jurisdiction	PREBLE OH
Township / Civil Division	GASPER
Census Block Group	1
Census Block	1014
Census Tract	470101

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	39 SHIELD DR, EATON, OH 45320-2730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 17, 2022	Deed of Trust, Mortgage · Construction Mortgage THE FARMERS STATE BANK
Apr 21, 2023	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Oct 21, 2021	Warranty Deed, Transfer NOT AVAILABLE, PARTNERS LAND TITLE
Aug 15, 2019	Warranty Deed, Transfer E-PERFORMANCE TITLE, PERFORMANCE TITLE
Oct 5, 2018	Warranty Deed, Subdivision Related Transfer E-PERFORMANCE TITLE, PERFORMANCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	466
Deed Book / Page	444 / 1842
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Recording Date	Jul 10, 2026
Property Address	39 SHIELD DR, EATON, OH 45320-2730
Document Number	0000002960
Book / Page	481 / 146
Instrument Date	Jun 26, 2026
Instrument	20262960
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	39 SHIELD DR, EATON, OH 45320-2730

Mortgage

Document Number	0000002960,
Date	Jul 10, 2026
Book Page	481/146
Instrument	20262960

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	39 SHIELD DR, EATON, OH 45320-2730
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3287 WEISS RD, RICHMOND, IN 47374-1745
Investor	Possibly a Property Investor

Mortgage

Document Number	00435/2528
Date	Jun 17, 2022
Book Page	435/2528
Instrument	202200003296

Lender

Name	THE FARMERS STATE BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 21, 2023
Property Address	39 SHIELD DR, EATON, OH 45320-2730
Document Number	00444/1842
Book / Page	444 / 1842
Map Reference	VOL 9 PG 157
Instrument Date	Apr 12, 2023
Instrument	202300001472
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 SHIELD DR, EATON, OH 45320-2730

Mortgage

Document Number	202300001473
Date	Apr 21, 2023
Instrument	202300001473

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Oct 21, 2021
Property Address	39 SHIELD DR, EATON, OH 45320-2730
Document Number	000426/409
Book / Page	426 / 409
Map Reference	VOL 9 PG 157
Instrument Date	Oct 18, 2021
Instrument	202100006034
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	NOT AVAILABLE, PARTNERS LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$24.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3297 WEISS RD, RICHMOND, IN 47374-1745
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Aug 15, 2019
Property Address	39 SHIELD DR, EATON, OH 45320-2730
Document Number	00395/1163
Book / Page	395 / 1163
Map Reference	VOL 9 PG 157
Instrument Date	Aug 5, 2019
Instrument	201900003589
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

Amount	Amount Recorded
Tax	$12.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	799 LANERCEE DR, EATON, OH 45320

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Oct 5, 2018
Property Address	39 SHIELD DR, EATON, OH 45320-2730
Document Number	00386/1053
Book / Page	386 / 1053
Map Reference	VOL 9 PG 157
Instrument Date	Apr 10, 2018
Instrument	201800004362
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2024
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

Amount	Amount Recorded
Tax	$9.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gasper Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,663.00 (+1.1%) Homeowner's exemption	$98,110 (-) Land $6,620 Building $91,490
2024	$3,623.00 (-11.81%) Homeowner's exemption	$98,110 (-) Land $6,620 Building $91,490
2023	$4,108.00 (+1,183.75%) Homeowner's exemption	$98,110 (+2,595.33%) Land $6,620 Building $91,490	$280,300 (-) Land $18,900 Building $261,400
2022	$320.00	$3,640 Land $3,640
2020			$280,300 Land $18,900 Building $261,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKENGREN WATER AUTHORITY private · serves 2,950 people · EPA ID OH6800712
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Blue Sky Wireless.

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