35 Shield Dr, Eaton, OH 45320 Property Records

Preble County property record for 35 Shield Dr, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 2018
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B44-0024-003-10-018-000`

Property Details

APN / Parcel Number

Primary APN	`B44-0024-003-10-018-000`
Alternative APN	`B02002400310018000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,988 sqft (0.39 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	82 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	35 SHIELD DR
City	EATON
State	OH
Zip	45320-2730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 802 LAKENGREN SUBD
Legal Subdivision	LAKENGREN SUBD
Legal Lot Number	802
Jurisdiction	PREBLE OH
Township / Civil Division	GASPER
Census Block Group	1
Census Block	1014
Census Tract	470101

Owner

35 Shield Dr is owned and occupied by an individual who acquired it in May 2022.

Source: Preble County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	35 SHIELD DR, EATON, OH 45320-2730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Mar 6, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022
Deed Sale	May 25, 2022
Prior Sale	Mar 6, 2019 · Amount on File
Deed Document Number	20222889
Deed Book / Page	435 / 403
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	35 SHIELD DR, EATON, OH 45320-2730
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00437/1595
Date	Aug 3, 2022
Book Page	437/1595
Instrument	202200004106

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	May 25, 2022
Property Address	35 SHIELD DR, EATON, OH 45320-2730
Document Number	000435/403
Book / Page	435 / 403
Map Reference	MB 9 PG 157
Instrument Date	May 23, 2022
Instrument	202200002889
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	E-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	35 SHIELD DR, EATON, OH 45320-2730

Mortgage

Document Number	202200002890
Date	May 25, 2022
Instrument	202200002890

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Mar 6, 2019
Property Address	35 SHIELD DR, EATON, OH 45320-2730
Document Number	390/1110
Book / Page	390 / 1110
Map Reference	VOL 9 PG 157
Instrument Date	Mar 5, 2019
Instrument	201900000966
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	NOT AVAILABLE, FREEDOM TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	35 SHIELD DR, EATON, OH 45320-2730

Mortgage

Document Number	201900000967
Date	Mar 6, 2019
Instrument	201900000967

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 35 Shield Dr was $3,076 with a homeowner's exemption, up 1.1% from the year before.

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
County Subdivision	Gasper Township
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+1.05%) Homeowner's exemption	$79,040 (-) Land $7,040 Building $72,000
2024	$3,044.00 (-11.38%) Homeowner's exemption	$79,040 (-) Land $7,040 Building $72,000
2023	$3,435.00 (+45.98%) Homeowner's exemption	$79,040 (+60.59%) Land $7,040 Building $72,000	$225,800 Land $20,100 Building $205,700
2022	$2,353.00 Homeowner's exemption	$49,220 Land $5,780 Building $43,440
2020			$225,800 Land $20,100 Building $205,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 35 Shield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Shield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKENGREN WATER AUTHORITY private · serves 2,950 people · EPA ID OH6800712
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Blue Sky Wireless.

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