39 S E Nelsons Pt, Keystone Heights, FL 32656 Property Records

Clay County property record for 39 S E Nelsons Pt, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1965
Lot Size	0.426 acres (18,556 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Nov 2022)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`30-08-23-022451-000-00`

Property Details

APN / Parcel Number

Primary APN	`30-08-23-022451-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,831 sqft
1st Floor Area	1,228 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,556 sqft (0.426 acres)
Lot Dimensions	211 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	330 sqft
Porch	Enclosed/Finished Porch
Porch Area	361 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	39 SE NELSONS PT
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF UNNUMBERED LOT LAKEVIEW HIGHLANDS AS REC OR 4665 PG 2082
Legal Range	23E
Legal Township	08S
Legal Section	30
Legal Subdivision	HIGHLANDS
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1076
Census Tract	31104

Owner

39 S E Nelsons Pt is owned and occupied by two individuals who bought it in November 2022.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	39 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2024	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 16, 2022	Warranty Deed, Transfer SANTA FE TITLE COMPANY, SANTA FE TITLE COMPANY LLC
Dec 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on File
Deed Sale	Nov 9, 2022 · Amount on File
Prior Sale	Mar 16, 2022 · Amount on File
Deed Document Number	202266555
Deed Book / Page	4665 / 2082
Prior Transfer Date	Jan 29, 2016
Prior Transfer Doc	0038291394
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	39 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682

Mortgage

Document Number	0048721033
Date	Oct 30, 2024
Book Page	4872/1033
Instrument	2024050498

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 9, 2022
Property Address	39 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682
Document Number	0046652082
Book / Page	4665 / 2082
Instrument Date	Nov 8, 2022
Instrument	2022066555
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	SANTA FE TITLE COMPANY, SANTA FE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7423 STATE ROAD 21, KEYSTONE HEIGHTS, FL 32656-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682

Mortgage

Document Number	0046652086
Date	Nov 9, 2022
Instrument	4665/2086

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 16, 2022
Property Address	39 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682
Document Number	0045840173
Book / Page	4584 / 173
Instrument Date	Mar 14, 2022
Instrument	2022017201
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	SANTA FE TITLE COMPANY, SANTA FE TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6319 6TH AVE, KEYSTONE HEIGHTS, FL 32656-6007

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7423 STATE ROAD 21, KEYSTONE HEIGHTS, FL 32656-9301

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	39 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041471735
Date	Dec 7, 2018
Book Page	4147/1735
Instrument	2018063768

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 39 S E Nelsons Pt was $2,239 with a homeowner's exemption, up 3.4% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Keystone Heights City
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00 (+3.37%) Homeowner's exemption	$161,775	$231,057 Land $17,000 Building $214,057
2024	$2,166.00 (-12.2%)
2023	$2,467.00 (+199.03%) Homeowner's exemption	$152,637 (+116.68%)	$207,737 (+80.16%) Land $17,000 Building $190,737
2022	$825.00 Homeowner's exemption	$70,444	$115,305 Land $12,750 Building $102,555

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 39 S E Nelsons Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	107.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 S E Nelsons Pt is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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