20 S E Nelsons Pt, Keystone Heights, FL 32656 Property Records

Clay County property record for 20 S E Nelsons Pt, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,338 sqft · built 1960
Lot Size	0.423 acres (18,425 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`30-08-23-022437-000-00`

Property Details

APN / Parcel Number

Primary APN	`30-08-23-022437-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	18,425 sqft (0.423 acres)
Lot Dimensions	194 ft deep x 95 ft wide
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	300 sqft
Patio Area	900 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	20 SE NELSONS PT
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AN UNNUMBERED LOT LAKEVIEW HIGHLANDS AS REC OR 601 PG 634,622 PG 26, 842 PG 485, 4836 PG
Legal Range	23E
Legal Township	08S
Legal Section	30
Legal Subdivision	HIGHLANDS
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1076
Census Tract	31104

Owner

20 S E Nelsons Pt is owned by two individuals who acquired it in July 2024.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7486 LIVINGSTONE LN, MELBOURNE, FL 32904-3525
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 2, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 2, 2024
Transfer Doc	0048360189
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 25, 2025
Property Address	20 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682
Document Number	0049720921
Book / Page	4972 / 921
Map Reference	MB 2 PG 69&70
Instrument Date	Sep 24, 2025
Instrument	2025045410
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 SE 28TH ST, MELROSE, FL 32666-5314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7486 LIVINGSTONE LN, MELBOURNE, FL 32904-3525

Mortgage

Document Number	0004972923
Date	Sep 25, 2025
Instrument	4972/923

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jul 2, 2024
Property Address	20 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682
Document Number	0048360189
Book / Page	4836 / 189
Map Reference	MB 4 PG 9
Instrument Date	Jul 2, 2024
Instrument	2024030867
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 SE NELSONS PT, KEYSTONE HEIGHTS, FL 32656-9682

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 SE 28TH ST, MELROSE, FL 32666-5314

Tax Assessment & Valuation

The 2025 property tax bill for 20 S E Nelsons Pt was $1,831, down 0.1% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Keystone Heights City
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (-0.05%)	$97,879 (+0.17%) Land $12,500 Building $85,379	$97,879 (+0.17%) Land $12,500 Building $85,379
2024	$1,832.00 (+133.97%)	$97,712 (+100.43%) Land $12,500 Building $85,212	$97,712 (+7.82%) Land $12,500 Building $85,212
2023	$783.00 (+21.96%) Homeowner's exemption	$48,750 (+3%)	$90,625 (+15.02%) Land $12,500 Building $78,125
2022	$642.00 Homeowner's exemption	$47,331	$78,788 Land $12,500 Building $66,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 S E Nelsons Pt in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 S E Nelsons Pt is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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