39 River Oaks Cir E, Buffalo Grove, IL 60089 Property Records

Lake County property record for 39 River Oaks Cir E, Buffalo Grove, IL 60089 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,848 sqft · built 2001
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$667,000 (Sep 2024)
Tax Bill	$22,597 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-16-207-030`

Property Details

APN / Parcel Number

Primary APN	`15-16-207-030`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,848 sqft Living Area
Gross Area	6,498 sqft
1st Floor Area	1,999 sqft
Upper Floors Area	1,849 sqft
Basement Area	1,999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	39 RIVER OAKS CIR E
City	BUFFALO GROVE
State	IL
Zip	60089-8804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS SUBDIVISION; LOT 19
Legal Subdivision	RIVER OAKS SUBDIVISION
Legal Lot Number	19
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1018
Census Tract	864514

Owner

Source: Lake County records · APN 15-16-207-030

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1525 STONEGATE MNR, MOUNT PROSPECT, IL 60056-1075
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jun 05, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMELAND MORTGAGE CO
May 02, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Jun 05, 2019 · Amount on Record
Deed Document Number	20248056069
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	0008056069
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	39 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Transaction Type	Mortgage
Record Updated	Jun 04, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007777975
Date	Apr 20, 2021
Instrument	7777975

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jan 01, 2036

Interest

Rate Type	Fixed Rate
Rate	2.12%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 05, 2019
Property Address	39 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Document Number	0007566572
Map Reference	DOC 4594005
Instrument Date	May 24, 2019
Instrument	7566572
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$667.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804

Mortgage

Document Number	0007566573
Date	Jun 05, 2019
Instrument	7566573

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	May 02, 2017
Property Address	39 RIVER OAKS CIR E, BUFFALO GROVE, IL 60089-8804
Document Number	0007391175
Instrument Date	Jul 19, 2016
Instrument	7391175
Transaction Type	Transfer
Record Updated	May 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21 RIVER OAKS CIR E BUFFALO GROVE IL 600898804, BUFFALO GROVE, IL 60089-8804

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Buffalo Grove Village
County	Lake County
County Subdivision	Vernon Township
Elementary School District	Lincolnshire-Prairieview School District 103 (KG - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,903 (+14.67%) Land $60,205 Building $216,698	$830,792 (+14.67%) Land $180,633 Building $650,159
2024	$22,597.00 (+7.28%)
2023	$21,064.00 (+3.58%)	$241,473 (+7.42%) Land $52,501 Building $188,972	$724,492 (+7.42%) Land $157,519 Building $566,973
2022	$20,335.00	$224,799 Land $48,876 Building $175,923	$674,465 Land $146,643 Building $527,822

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978645141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2019, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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