Jackson County property record for 39 Peach Tree Rd, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,142 sqft · built 1935 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,000 (Oct 2026) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7578-29-0649 |
| Primary APN | 7578-29-0649 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,142 sqft Heated Area |
| 1st Floor Area | 2,142 sqft |
| Basement Area | 1,516 sqft |
| Unfinished Basement | 1,516 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 127 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 39 PEACH TREE RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF CANEY FORK RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CANEY FORK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950700 |
Source: Jackson County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 PEACH TREE RD, CULLOWHEE, NC 28723-8066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2026 · Amount on Record |
| Deed Sale | Oct 8, 2026 · Amount on Record |
| Deed Book / Page | 2430 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Oct 8, 2026 |
| Property Address | 39 PEACH TREE RD, CULLOWHEE, NC 28723-8066 |
| Document Number | 2430000078 |
| Book / Page | 2430 / 78 |
| Instrument Date | Oct 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,046.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 PEACH TREE RD, CULLOWHEE, NC 28723-8066 |
| Document Number | 2430000084, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 2430/84 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.58% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 39 PEACH TREE RD, CULLOWHEE, NC 28723-8066 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022901687 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 2290/1687 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $397,613 (+49.9%) Land $91,600 Building $306,013 | |
| 2025 | $1,510.00 (+49.95%) | |
| 2023 | $1,007.00 | $265,260 Land $80,150 Building $185,110 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Sky Fi Fixed Wireless | 25 / 5 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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