Jackson County property record for 3 Peach Tree Rd, Cullowhee, NC 28723
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jan 2021) |
| Tax Bill | $157 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7578-17-4833 |
| Primary APN | 7578-17-4833 |
|---|---|
| Alternative APN |
|
| Lot Area | 304,920 sqft (7 acres) |
|---|
| Street Address | 3 PEACH TREE RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8066 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LT 3 OFF CANEY FORK RD |
| Legal Lot Number | 3 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CANEY FORK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 950700 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 PEACH TREE RD, CULLOWHEE, NC 28723-8135 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Deed Book / Page | 2289 / 1811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 3 PEACH TREE RD, CULLOWHEE, NC 28723-8066 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023241876 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 2324/1876 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jan 19, 2021 |
| Property Address | 3 PEACH TREE RD, CULLOWHEE, NC 28723-8066 |
| Document Number | 0022891811 |
| Book / Page | 2289 / 1811 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1214, CULLOWHEE, NC 28723-1214 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3171, CULLOWHEE, NC 28723-3171 |
| Document Number | 0022891818 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2289/1818 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 5-Year TN |
| Max Rate | 9.37% |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $41,410 (+16.32%) Land $41,410 | |
| 2025 | $157.00 (+16.3%) | |
| 2023 | $135.00 | $35,600 Land $35,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
No cell data coverage reported
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