39 N Morning Cloud Cir, Spring, TX 77381 Property Records

Montgomery County property record for 39 N Morning Cloud Cir, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,649 sqft · built 1992
Lot Size	0.288 acres (12,542 sqft)
Owner	2 Company Names on Record
Last Sale	$439,350 (Aug 2026)
Tax Bill	$9,858 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9722-20-11900`

Property Details

APN / Parcel Number

Primary APN	`9722-20-11900`
Alternative APN	`R213421`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,649 sqft Living Area
1st Floor Area	2,649 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,542 sqft (0.288 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	39 N MORNING CLOUD CIR
City	SPRING
State	TX
Zip	77381-6165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VIL COCHRANS CR 20, BLOCK 3, LOT 8
Legal Subdivision	WDLNDS VIL COCHRANS CR 20
Legal Block	3
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1001
Census Tract	690800

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	39 N MORNING CLOUD CIR, SPRING, TX 77381-6165
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Nov 14, 2024
Deed Document Number	202683698
Prior Transfer Date	May 17, 2013
Prior Transfer Doc	0000051080
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 5, 2026
Property Address	39 N MORNING CLOUD CIR, SPRING, TX 77381-6165
Document Number	0000083698
Instrument Date	Jul 5, 2026
Instrument	202683698
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	39 N MORNING CLOUD CIR, SPRING, TX 77381-6165

Mortgage

Document Number	0000083699,
Date	Aug 5, 2026
Instrument	202683699

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	39 N MORNING CLOUD CIR, SPRING, TX 77381-6165
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 N MORNING CLOUD CIR, SPRING, TX 77381-6165

Mortgage

Document Number	0000014103
Date	Feb 3, 2022
Instrument	2022014103

Lender

Name	ZB NA
Type	Bank
Address	SPRING, TX 77381

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	39 N MORNING CLOUD CIR, SPRING, TX 77381-6165
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127924
Date	Nov 6, 2020
Instrument	2020127924

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,000 (-1.4%) Land $100,000 Building $453,000	$553,000 (-1.4%) Land $100,000 Building $453,000
2025	$9,858.00 (+35.3%)	$560,840 (+12.12%) Land $100,000 Building $460,840	$560,840 (-3.17%) Land $100,000 Building $460,840
2024	$7,286.00 (+18.57%) Homeowner's exemption	$500,225 (+1%) Land $100,000 Building $479,191	$579,191 (+11.48%) Land $100,000 Building $479,191
2023	$6,145.00 Homeowner's exemption	$454,750 Land $100,000 Building $419,550	$519,550 Land $100,000 Building $419,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 169 policies
Nearby Flood Policies	169 in force
Nearby Flood Claims	26 (2001–2017)
Claims Outside the SFHA	22 of 26
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Severe Storms And Flooding, May 2016 · 7 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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