34 N Morning Cloud Cir, Spring, TX 77381 Property Records

Montgomery County property record for 34 N Morning Cloud Cir, Spring, TX 77381

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,851 sqft · built 1992
Lot Size	0.254 acres (11,072 sqft)
Owner	Individual Name on File
Last Sale	$312,500 (Oct 2016)
Tax Bill	$8,603 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9722-20-05900`

Property Details

APN / Parcel Number

Primary APN	`9722-20-05900`
Alternative APN	`R213361`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Stories	2 Stories
Building Area	3,851 sqft Living Area
Gross Area	4,449 sqft
1st Floor Area	2,237 sqft
2nd Floor Area	1,614 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,072 sqft (0.254 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	45 sqft
Deck Area	649 sqft
Patio Area	649 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	34 N MORNING CLOUD CIR
City	SPRING
State	TX
Zip	77381-6164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WDLNDS VILLAGE COCHRANS CROSSING 20, BLOCK 1, LOT 59
Legal Subdivision	WDLNDS VIL COCHRANS CR 20
Legal Block	1
Legal Lot Number	59
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	690800

Owner

34 N Morning Cloud Cir is owned and occupied by an individual who bought it in October 2016.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	34 N MORNING CLOUD CIR, SPRING, TX 77381-6164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Aug 3, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2016 · Amount on File
Deed Sale	Oct 21, 2016 · Amount on File
Prior Sale	Oct 26, 2011
Deed Document Number	201695575
Prior Transfer Date	Jun 9, 1997
Prior Transfer Doc	0000035925
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	34 N MORNING CLOUD CIR, SPRING, TX 77381-6164
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MORNING CLOUD CIR, SPRING, TX 77381-6164

Mortgage

Document Number	0000115556
Date	Aug 20, 2021
Instrument	2021115556

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	SBA Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	34 N MORNING CLOUD CIR, SPRING, TX 77381-6164
Document Number	0000113981
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 N MORNING CLOUD CIR SPRING TX 773816164, SPRING, TX 77381-6164

Mortgage

Document Number	0000113981
Date	Dec 9, 2019
Instrument	113981

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	34 N MORNING CLOUD CIR, SPRING, TX 77381-6164
Document Number	0000077108
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 N MORNING CLOUD CIR SPRING TX 773816164, SPRING, TX 77381-6164

Mortgage

Document Number	0000077108
Date	Aug 9, 2018
Instrument	77108

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$752,738 (+2.48%) Land $100,000 Building $652,738	$752,738 (+2.48%) Land $100,000 Building $652,738
2025		$734,496 Land $100,000 Building $634,496	$734,496 Land $100,000 Building $634,496
2023	$8,603.00 Homeowner's exemption	$644,580 Land $100,000 Building $580,590	$680,590 Land $100,000 Building $580,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 N Morning Cloud Cir in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 169 policies
Nearby Flood Policies	169 in force
Nearby Flood Claims	26 (2001–2017)
Claims Outside the SFHA	22 of 26
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Severe Storms And Flooding, May 2016 · 7 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 N Morning Cloud Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 7 serves 12,528 people · EPA ID TX1700169
Water Source	Purchased surface water from SJRA THE WOODLANDS
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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