39 Monterey Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 39 Monterey Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,925 sqft · built 1920
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Oct 2021)
Tax Bill	$5,766 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36-013-00044`

Property Details

APN / Parcel Number

Primary APN	`36-013-00044`
Alternative APN	`WORC M:36 B:013 L:00044`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,925 sqft Living Area
Gross Area	3,549 sqft
1st Floor Area	951 sqft
Attic	Attic
Attic Area	910 sqft
Basement Area	951 sqft
Unfinished Basement	951 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	36-013-00044
Street Address	39 MONTEREY RD
City	WORCESTER
State	MA
Zip	01606-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	13
Legal Lot Number	44
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5021
Census Tract	730200

Owner

39 Monterey Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 MONTEREY RD, WORCESTER, MA 01606-2136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Dec 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BAY STATE SAVINGS BANK
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage KUCZARSKI FAMILY (TR)
Aug 1, 2018	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG
Dec 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GLENN KUCZARSKI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Book / Page	66218 / 127
Record Updated	Oct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 4, 2021
Property Address	39 MONTEREY RD, WORCESTER, MA 01606-2136
Document Number	66218-127
Book / Page	66218 / 127
Instrument Date	Oct 4, 2021
Instrument	139402
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39 MONTEREY RD, WORCESTER, MA 01606-2136

Mortgage

Document Number	139403
Date	Oct 4, 2021
Instrument	139403

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	39 MONTEREY RD, WORCESTER, MA 01606-2136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61545-304
Date	Dec 6, 2019
Book Page	61545/304
Instrument	132143

Lender

Name	BAY STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	39 MONTEREY RD, WORCESTER, MA 01606-2136
Document Number	60769-373
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 MONTEREY RD WORCESTER MA 016062136, WORCESTER, MA 01606-2136

Mortgage

Document Number	60769-373
Date	Jul 26, 2019
Book Page	060769/000373
Instrument	72825

Lender

Name	KUCZARSKI FAMILY (TR)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	39 MONTEREY RD, WORCESTER, MA 01606-2136
Document Number	59238-371
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 MONTEREY RD WORCESTER MA 016062136, WORCESTER, MA 01606-2136

Mortgage

Document Number	59238-371
Date	Aug 10, 2018
Book Page	059238/000371
Instrument	83434

Lender

Name	JG WENTWORTH HM LNDG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 29, 2017
Property Address	39 MONTEREY RD, WORCESTER, MA 01606-2136
Document Number	58263-153
Book / Page	058263 / 000153
Instrument Date	Dec 20, 2017
Instrument	146315
Transaction Type	Transfer
Record Updated	Jan 17, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$934.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 MONTEREY RD WORCESTER MA 016062136, WORCESTER, MA 01606-2136

Mortgage

Document Number	58263-158
Date	Dec 29, 2017
Book Page	058263/000158
Instrument	146317

Lender

Name	GLENN KUCZARSKI

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	58263-155,
Date	Dec 29, 2017
Book Page	058263/000155
Instrument	146316

Lender

Name	T KUCZARSKI

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 39 Monterey Rd was $5,766, up 3.5% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,766.00 (+3.52%)	$434,200 (+2.82%) Land $113,300 Building $320,900	$487,213 (+0.13%)
2025	$5,570.00	$422,300 Land $107,900 Building $314,400	$486,590 (-0.31%)
2024			$488,110
2023	$5,098.00	$355,500 Land $93,800 Building $261,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Monterey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 39 Monterey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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