38 Monterey Rd, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 38 Monterey Rd, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,500 sqft · built 1910
Lot Size	0.112 acres (4,892 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Apr 2016)
Tax Bill	$5,109 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-013-00037`

Property Details

APN / Parcel Number

Primary APN	`36-013-00037`
Alternative APN	`WORC M:36 B:013 L:00037`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	750 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,892 sqft (0.112 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	36-013-00037
Street Address	38 MONTEREY RD
City	WORCESTER
State	MA
Zip	01606-2137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Subdivision	MAPLEWOOD
Legal Block	13
Legal Lot Number	37
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5022
Census Tract	730200

Owner

38 Monterey Rd is owned and occupied by two individuals who bought it in April 2016.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 MONTEREY RD, WORCESTER, MA 01606-2137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Aug 7, 2024	Deed of Trust, Mortgage · Line of Credit MILLBURY CU
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2016 · Amount on File
Deed Sale	Apr 11, 2016 · Amount on File
Prior Sale	Apr 27, 2005 · Amount on File
Deed Book / Page	55170 / 200
Transfer Doc	055170-200
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 MONTEREY RD, WORCESTER, MA 01606-2137
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065756-38
Date	Aug 2, 2021
Book Page	65756/38
Instrument	108387

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 MONTEREY RD, WORCESTER, MA 01606-2137
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070861-129
Date	Aug 7, 2024
Book Page	70861/129
Instrument	62571

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 MONTEREY RD, WORCESTER, MA 01606-2137
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65756-38
Date	Aug 2, 2021
Book Page	65756/38
Instrument	108387

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 38 Monterey Rd was $5,109, up 8.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,109.00 (+8.61%)	$384,700 (+7.88%) Land $101,200 Building $283,500	$419,961 (+1.53%)
2025	$4,704.00	$356,600 Land $96,300 Building $260,300	$413,630 (+1.19%)
2024			$408,785
2023	$4,326.00	$301,700 Land $83,800 Building $217,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Monterey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Monterey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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