39 Merzen Ct, Cincinnati, OH 45217 Property Records

Hamilton County property record for 39 Merzen Ct, Cincinnati, OH 45217

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,548 sqft · built 1942
Lot Size	0.237 acres (10,367 sqft)
Owner	Individual Name on File
Tax Bill	$3,802 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-0001-0219-00`

Property Details

APN / Parcel Number

Primary APN	`115-0001-0219-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,548 sqft Finished Area
1st Floor Area	1,327 sqft
2nd Floor Area	1,221 sqft
Basement Area	1,327 sqft

Exterior

Year Built	Built 1942
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	10,367 sqft (0.237 acres)
Lot Dimensions	124 ft deep x 29 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	39 MERZEN CT
City	CINCINNATI
State	OH
Zip	45217-2002
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	39 MERZEN CT 29 X 124.96 IRR PT LOT 3 WEST EST SUB PL
Legal Subdivision	WEST ESTATE SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	6800

Owner

39 Merzen Ct, a duplex, is owned and occupied by an individual who acquired it in April 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	39 MERZEN CT, CINCINNATI, OH 45217-2002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Apr 1, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021
Deed Sale	Apr 1, 2021
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	39 MERZEN CT, CINCINNATI, OH 45217-2002
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056144
Date	Jun 6, 2022
Book Page	14682/4082
Instrument	2022-0056144

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	346 Months
Due	Apr 1, 2051

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Apr 1, 2021
Property Address	39 MERZEN CT, CINCINNATI, OH 45217-2002
Document Number	0000041155
Book / Page	14387 / 2815
Map Reference	MB 6 PG 62
Instrument Date	Mar 25, 2021
Instrument	2021-0041155
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 MERZEN CT, CINCINNATI, OH 45217-2002

Mortgage

Document Number	0000041156
Date	Apr 1, 2021
Book Page	14387/2819
Instrument	2021-0041156

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 39 Merzen Ct was $3,802 with a homeowner's exemption, up 1.6% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,802.00 (+1.63%) Homeowner's exemption	$71,092 (-) Land $15,505 Building $55,587
2024	$3,741.00 (-2.58%) Homeowner's exemption	$71,092 (-) Land $15,505 Building $55,587
2023	$3,840.00 (+16.89%) Homeowner's exemption	$71,092 (+26.33%) Land $15,505 Building $55,587	$203,120 Land $44,300 Building $158,820
2022	$3,285.00 Homeowner's exemption	$56,274 Land $10,945 Building $45,329
2020			$160,780 Land $31,270 Building $129,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Merzen Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Merzen Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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