Worcester County and Harvard Town property record for 39 Lovers Ln, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,020 sqft · built 1972 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $449,000 (May 2003) |
| Tax Bill | $10,676 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:17-C B:45 |
| Primary APN | HARV M:17-C B:45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 4,234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 66,647 sqft (1.53 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 125017C004500000 |
|---|---|
| Street Address | 39 LOVERS LN |
| City | HARVARD |
| State | MA |
| Zip | 01451-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARVARD |
| Legal Block | 45 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 761401 |
Source: Worcester County and Harvard Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 LOVERS LN, HARVARD, MA 01451-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2003 · Amount on Record |
| Deed Sale | May 6, 2003 · Amount on Record |
| Prior Sale | Oct 28, 1988 · Amount on Record |
| Deed Book / Page | 29932 / 326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 39 LOVERS LN, HARVARD, MA 01451-1342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64126-255 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 64126/255 |
| Instrument | 164970 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 1, 2035 |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,676.00 (+4.25%) | $682,200 (-0.74%) Land $269,500 Building $412,700 | |
| 2024 | $10,241.00 (+0.35%) | $687,300 (+11.87%) Land $269,500 Building $417,800 | $729,695 |
| 2023 | $10,205.00 | $614,400 Land $249,600 Building $364,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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